Noel Johnson's Blog Posts

Perfect Parks and Picnic Spots in St. Cloud for Sunny Summer Days

Perfect Parks and Picnic Spots in St. Cloud for Sunny Summer DaysDiscover the best family-friendly parks and picnic spots in St. Cloud. From splash pads to scenic gardens, here’s where to

Read More

The Ultimate Guide in Preparing Your Home for Back-to-School Season

As summer winds down and the first day of school looms closer, families everywhere are gearing up for the annual back-to-school season. Transitioning from the lazy days of summer to the structured

Read More

Transform Your Home into an Open House Marvel

Turning your home into the star of an open house requires more than a simple tidying up; it demands a strategic, thoughtful approach that makes every visitor envision their future in its rooms. As

Read More

Incorporating Smart Home Technology for Convenience and Efficiency

In today's fast-paced world, the allure of smart home technology offers more than just the convenience of the latest gadgets—it represents a fundamental shift in how we experience and interact

Read More

The Ultimate Guide to St. Cloud's Premier Coffee Havens

Nestled in the heart of Minnesota, St. Cloud emerges as a sanctuary for coffee aficionados, boasting an eclectic array of coffee shops each offering a unique blend of ambiance, flavor, and community

Read More

Balancing Emotion and Logic When Buying a Home

Whether you’re a first-time buyer or a seasoned veteran, the homebuying process can elicit a range of feelings, from excitement and anticipation to frustration and confusion.This can sometimes

Read More

Living in a High-Rental Area: How to Manage Your Budget and Still Afford Your Dream Place

Living in a high-rental and high-mortgage area is challenging, especially with a tight budget. However, with clever planning and financial strategies, it’s possible to manage your budget and

Read More

Advantages and Tips for Selling Your Home in Winter

Although conventional wisdom is that selling your home in colder months is not a good idea, it’s simply not true. There are several advantages to selling during winter—and many effective

Read More

Your Homebuyer Questions Answered

Finding your dream home is an exciting and significant life milestone.One of the most crucial aspects of this journey is knowing the right questions to ask, which will empower you with the

Read More

Top 5 Storage Hacks for Your Garage

Top 5 Storage Hacks for Your GarageIf you’re looking to organize and store items in your garage, then you need to have a plan. The last thing you want is to not have enough room to park your

Read More

Helping Your Kids Be Entrepreneurs

Helping Your Kids Be EntrepreneursBeing an entrepreneur has many benefits that are worthwhile skills to teach children. Being your own boss can give you control over your future, as well as provide

Read More

Get the 411 on the deductions and credits available to you as a homeowner

Purchasing your first home is exciting. It provides you the opportunity and freedom to individualize it in a way that reflects your personality and lifestyle, and it can also create a strong sense

Read More

Everything You Need to Know Before Flipping a House

Everything You Need to Know Before Flipping a HouseFlipping a house is an enticing venture, offering the allure of significant profits and the opportunity to transform a property into a lucrative

Read More

Making Sense of Real Estate Market Shifts

As a homeowner or renter, you may look at the real estate market—which is notoriously difficult to predict, even for top analysts—and decide it’s better to leave figuring it out to

Read More

Local Events This Weekend!

Looking for something to do this weekend?Here is a list of great events happening throughout Central MNSauk Rapids Downtown Jingle & MingleDecember 9th - 9:30 am -10:00 pm - 195 River Ave S,

Read More

Selling Your Home? 8 Ways to Upgrade for a Quicker Sale

Selling Your Home? 8 Ways to Upgrade for a Quicker SaleSelling your home can be stressful, time-consuming, and expensive. If your home hasn’t been recently renovated, you’ll need to

Read More

Take a look at the pros and cons of having your home inspected before listing it

 A home inspection can be a vital part of the homebuying process as it gives buyers an honest look at a property’s condition.However, it can also be a valuable tool for home sellers. Use

Read More

Get the inside scoop on down payments to determine how much you may need to put toward your next home!

Do I Really Need to Put 20 Percent Down?Though 20 percent has traditionally been the ideal amount to put as a down payment, the notion that you must do so to qualify for a home loan is simply not

Read More

To Renovate or Not to Renovate: Pros and Cons of Updating Your Rental Property

To Renovate or Not to Renovate: Pros and Cons of Updating Your Rental PropertyWhether you’re a real estate investor or you just have a property you rent out to others, at some point, you&rsquo

Read More

Rent-to-own - Interested in purchasing a home? Could a rent-to-own contract be a fit for you?

The concept of rent-to-own is familiar to many people, as this financial arrangement became quite popular after the 2008 market crash.If you’re interested in becoming a homeowner but you lack

Read More

4 Questions to Ask Yourself Before Taking on a DIY Project

If you’re handy around the house, the thought of tackling a variety of home improvement projects with your own two hands might have crossed your mind a time or two.But before you dig into a

Read More

Preparing To Sell Your Home

Are you are thinking about selling?Step #1 - Reach out to one of our agents for a Comparative Market Analysis.Step #2 - Prepare Your Home- We have a free video to help you prapare your home for the

Read More

How to Save for Your Retirement

How to Save for Your RetirementHaving a student loan payment each month as a college graduate leaves little room in the budget to contribute to a retirement savings account.College grads without

Read More

Shark Tank Real Estate Celebrity’s Optimistic Prediction

Over the weekend yahoo!finance offered an interview that gave St. Cloud real estate optimists some of the most positive opinions they’ve heard in a while. The source was an onscreen interview

Read More

Slow News Week for St. Cloud Zombie Watchers

 Last week was a slow one for U.S. real estate developments—no surprise toward the end of August. Still, all was not quiet: Zombies were back in the news. Although there were no local

Read More

By Comparison, St. Cloud Home Prices Qualify as Bargains

 If you follow the Wall Street Journal’s “Luxury Home” features you are familiar with the properties in U.S. metropolises that sell for more than $100 million. Although the

Read More

In Today’s Market, are St. Cloud ARMs a Reasonable Choice?

 An article in last Wednesday’s U.S. News headlined a thought-provoking question: is an ARM a Good Idea in 2023? Now that mortgage rates are significantly higher than they were even only

Read More

Inventory Still Key Factor for St. Cloud Real Estate

 It’s no secret that throughout most of the country, the continuing shortfall of homes for sale—the U.S. inventory—has continued to strengthen real estate values in 2023. With

Read More

St. Cloud Home Sales and a Hard-to-Follow Summer Plot

 If your idea of a gripping beachside summer read includes plots that revolve around real estate statistics, last week brought you a candidate. Was it the kind of megahit that would get you

Read More

Canny Insights for St. Cloud Sellers and Buyers

“If you’re thinking about buying or selling a house right now, you’re not alone.”That was the opening declaration in last Tuesday’s essay from the New York Times best

Read More

St. Cloud Residential Real Estate Pros: Doing not Saying

 “Do as I say, not as I do!” is the famous line sometimes imputed to parents, but always meant to indicate that the speaker either a) is honest (and willing to admit making plenty

Read More

St. Cloud House Hunters Make Their Own Good News

 “If  mortgage rates weren’t enough,” began last week’s CNBC.com commentary, “it was even harder to qualify for a mortgage in July…” That dour

Read More

St. Cloud Million-Dollar Homeowners Aren’t Losing Sleep

 For past generations, the magic summoned up by the phrase “Million-Dollar!” would be hard to exaggerate—so the idea of St. Cloud million-dollar homes would have represented

Read More

Why Experienced Sellers Order Pre-Listing Inspections

 They are commonly called “presale” inspections, but a more precise name would substitute “pre-listing.” Ordering St. Cloud pre-listing inspections represent solid

Read More

St. Cloud Guesthouse Owners and a Star’s Rental Approach

 Owners of St. Cloud properties with guesthouses may have investigated enrolling in Airbnb but might have worried that merely signing up would fail to bring vacationers flocking to their door.

Read More

One Headline that St. Cloud Homeowners Wouldn’t Write

As soon as St. Cloud homeowners query the web for anything that has to do with home improvements, they quickly learn that the home improvement industry is quick to notice. They’ll do their

Read More

Your St. Cloud House’s New Color Scheme: Do’s and Don’ts

 One major way to enhance the curb appeal of any St. Cloud house is to freshen it with a new coat of paint in an attractive color scheme that adds life and beauty. However, when the weather

Read More

St. Cloud Home Sellers Eye a Little-Used Strategy

 There’s no doubt that high mortgage rates are discouraging St. Cloud home buyers—which made last Monday’s Wall Street Journal piece about a “more popular option”

Read More

St. Cloud Home Loan Choices a Century Later

 We may not think about it often, but as the median age of the country’s population creeps steadily higher, it has many effects on the daily lives of all of us—regardless of age. It

Read More

Selling Your St. Cloud House to Maximize Profit

 St. Cloud homeowners have ample reason to expect to attract bids that reflect the recent run-up in U.S. real estate prices, but that alone shouldn’t lull them into complacency as they

Read More

St. Cloud Real Estate as the U.S. Housing Recession Fades

 Last Thursday, under the headline “The Housing Recession is Over…,” St. Cloud real estate observers found a MarketWatch report laden with positive indicators. All of them

Read More

Indoor Air Humidity & St. Cloud Home Safety

If you have ever tuned into “Today’s Homeowner,” you’ll be familiar with Danny Lipford, the friendly, drawling host of one of TV’s longest-running home improvement.

Read More

Disney’s Haunted Mansion Listing Gets a Spooky Launch

 For St. Cloud parents who have yet to experience the wonders of Disneyland or Disney World, despite the expense and the line waits, there’s a good chance you will come to agree with the

Read More

St. Cloud Residential Real Estate: Opposing Forces Face Off

 If there’s one question about St. Cloud residential real estate that is posed more often than others it’s the one that’s hardest to answer: “What do you think? Are

Read More

How to Make Your Basement Stairs Safer

The stairs in your house can be a safety hazard, especially if you have a young child, an elderly relative, or a family member with limited mobility. Basement stairs can be particularly dangerous

Read More

How to Improve Your Home's Curb Appeal on a Tight Budget

Your property’s appearance makes an immediate impression on guests and potential buyers. It also influences the way that you feel about your home and yourself. If your house’s exterior

Read More

How to Create a Summer Routine That Works for Your Family

During the school year, your family probably follows a familiar routine. When school is over and your kids are home all day, your normal routine can go out the window. While it’s fine to give

Read More

Retirement Planners Consider St. Cloud Real Estate

At least at the beginning, St. Cloud real estate doesn’t automatically find its way into many retirement plans because hands-on investments aren’t among the simplest ways to invest. For

Read More

St. Cloud Listings as a U.S. ‘Above Asking’ Trend Resumes

The exclusive story topping Thursday’s Weekly Real Estate News really shouldn’t have come as much of a surprise to St. Cloud listing watchers who have kept up with 2023’s real

Read More

Summer Trends Report Sparks St. Cloud Home Design Ideas

It’s always a good idea for local homeowners who are in the planning stages for some serious property updating to check into some of the new St. Cloud home design trends that have recently

Read More

St. Cloud Mortgage Rates Don’t Phase Some

 Late last week, NAR’s VP of Demographics and Behavioral Insights Jessica Lautz weighed in with her view of the importance (and lack thereof) of mortgage rate fluctuations. The title of

Read More

Lessons for St. Cloud Real Estate from Scooter, the Ugly Dog

 At first blush, one of those time-wasting web emails that get shared by the millions seems to be entirely time-wasting. But upon somber reflection, the email about The World’s Ugliest

Read More

Three Tips for Pricing St. Cloud Luxury Properties

 Among life’s problems most people wish they could have is a challenge faced by sellers of St. Cloud’s luxury properties: the task of developing an asking price that attracts the

Read More

Was St. Cloud Housing Part of a U.S. Housing Recession?

 The good feeling you might have gotten after reading the lead story in last Thursday’s yahoo!finance was a lot like hearing welcome news at the doctor’s. If he tells you you&rsquo

Read More

Why St. Cloud Consumers are Hearing from their Bank

 It seems as if it’s taking more resolve and skill than ever just to go about the tasks of daily living without getting financial institutions involved one way or another. Among other

Read More

Why St. Cloud Weather is Getting More Attention

 It does seem that around this time of year St. Cloud’s weather gets a proportionately larger share of attention from the news media. This would stand to reason when it breaks records or

Read More

Why the St. Cloud Listings Don’t Confirm Recession Talk

 If you’ve been checking into the St. Cloud listings from time to time, you might be puzzled by the number of experts who refer to a ‘housing market downturn’ or ‘real

Read More

Would Your St. Cloud Home Draw Boomers or Millennials?

 Last week’s Weekly Real Estate News brought new insight into a trend that has been developing for some time. As patterns of domestic migration become more apparent, it looks as if age

Read More

St. Cloud’s Early Father’s Day Brings Comparisons to Light

 This year’s calendar dictates that St. Cloud’s Father’s Day arrives a bit earlier than usual (the third Sunday in June hits this week). That makes the contrast with Mother

Read More

Housing Shortage Crunches Middle-Income Buyers

 CNN’s Business web pages published an analysis that would interest the St. Cloud real estate watchers who track the national press’s interpretation of the latest housing activity

Read More

Market Toppers: Less Predictable than St. Cloud Properties?

 As U.S. middle-income households find it harder to find or afford suitable properties, denizens of the ultra-high-end of the income scale are, as usual, facing different issues. From the West

Read More

Is St. Cloud Real Estate Information Gold or Fool’s Gold?

The web has long since upended the public library as the principal dispensary of the latest research on publicly accessible information—so much so that the libraries themselves rate their

Read More

In Praise of Developers: DIY To-Do Lists that Make a Point

For many St. Cloud residents, the choice of their next St. Cloud home is between existing homes and new ones. For those whose initial house-hunting forays produce little more than sticker shock,

Read More

St. Cloud’s Memorial Day Can Trigger an Inkling…or a Flood

St. Cloud’s Memorial Day capped a weekend that had all the expected Mem Day activities—including the feeling that summer is close at hand. Actual summer may not arrive in St. Cloud until

Read More

Billy Joel’s Listing Timing and St. Cloud Property Sales

Last week, reporters for Long Island’s Newsday reported an Oyster Bay real estate item that attracted national attention due to its sellers’ identity. Singer/songwriting legend Billy

Read More

For Area Sellers, Professional St. Cloud Staging’s a Hit!

The advantage that is tapped into when an owner decides to engage the services of a professional St. Cloud staging firm has been demonstrated time and again, so you’d think that most sellers

Read More

Advances Noted in St. Cloud Smart Home Enhancements

  Even for homeowners who moved into a new St. Cloud house as recently as a few years ago, the pace of technological advance is such that it’s easy to lose track of many fledgling

Read More

St. Cloud Real Estate as U.S. Market Picks Up Steam

St. Cloud real estate observers got a welcome end-of-the-week boost from Friday afternoon’s USA Today housing market report. Although its headline included a question mark (“Housing

Read More

For Some, a Housing Downturn Creates Opportunity

With St. Cloud housing activity up and down, one impactful facet remains: there still aren’t enough properties to choose from. To many, this fact is a downer: a drag on home sales totals, an

Read More

Enlivening Sleepy U.S. Spring Selling Season Reports

At last week came the long-awaited official pronouncement of the end of the Covid-19 pandemic. In addition to interfering with almost every aspect of U.S. economic activity, it had played havoc with

Read More

It’s a No-Controversy St. Cloud Mother’s Day!

In today’s age of controversy and challenge, it’s a relief to be able to report that the institution of St. Cloud’s Mother’s Day remains for the most part above the fray.

Read More

Why Selling St. Cloud Homes Has Many Moving Parts

One clear obstacle to selling your St. Cloud home has been the recent history of growing mortgage interest rates. Back when rates were touching historic lows, even St. Cloud homeowners who’d

Read More

Buying a Home in St. Cloud: the Question is When?

Buying a home in St. Cloud is the longstanding goal for a good number of determined future homeowners—but for many who have delayed making a commitment to dive into the homebuying process, the

Read More

St. Cloud Real Estate Performance vs. U.S. Reports

Getting a bead on how this spring’s housing market is faring can be less than reliable if the conclusion is based on national summaries. Last week offered a good example.Take USA Today’s

Read More

The Best St. Cloud Realtors® and the Chatbot Agree on Timing

The sudden introduction of “chatbots” and the data-based Artificial Intelligence they now offer the world has many unexplored applications, including residential real estate. One could

Read More

May Day in St. Cloud Celebrates the Return of Spring

Although May Day springtime festivals aren’t nearly as prominent as they once were, for many St. Cloud residents, the first day of May is still a sentimental marker for the time of year when

Read More

For St. Cloud Residential Real Estate, the Dream Lives On

The American Dream may have been pronounced all but extinct from some quarters of late, but at least one piece of information makes its impending demise questionable. It’s an unchallenged fact

Read More

Unlocking the Power of Pre-sale St. Cloud Home Inspections

No matter how many (or few) properties are viewable on the St. Cloud listings at any time, homeowners are well advised to make sure that their property stands out from the crowd. One sure way to

Read More

Pinning Down the Right Time to Buy a Home in St. Cloud

If you're among the many who have puzzled over when it’s the ‘right time’ to buy a home in St. Cloud, you’ve probably found the answer to be elusive and volatile. Monday;

Read More

Quiz Helps St. Cloud Real Estate Watchers Keep Up-to-Date

Every once in a while it’s useful for the adults who bear responsibility for such matters to renew their sense of how the current housing market has been faring. After all, when the average

Read More

St. Cloud Homeowners Encouraged by Polling Results

As the week came to a close last Friday, the duly-respected public pollsters at Rasmussen Reports issued their most recent homeowner sentiment sampling—one that confirmed what many St. Cloud

Read More

5 Tips that Bolster Long-Term ROI for Homes in St. Cloud

Homes in St. Cloud are more than just places to hang your hat—for most of us, they are also cornerstone investments. As such, they deserve the level of attention that goes with safeguarding

Read More

St. Cloud Real Estate and the “Amazon Effect”

The internet’s influence on every facet of daily life is so pronounced that it’s hard to even imagine what would happen if it were to suddenly disappear—making it all the more

Read More

Six Tips to Help Navigate Springtime Homebuying Season

Given the warmer weather, longer days, and blossoming flowers, it’s easy to see why this time of year brings out earnest buyers, including those serious about buying a home in St. Cloud.

Read More

Selling a St. Cloud Home in a Changing Market

In even the best of markets, selling a home in St. Cloud can be a complicated process (“why are there so many inspections?!”)—but this is especially true in a changing market. 

Read More

Indicators Could Point to St. Cloud’s Future Housing Action

For both existing and new homes, last week revealed some preliminary indications that an uptick in activity was underway. The hints worth musing over arrived in the National Association of Realtors

Read More

Banking Turmoil: Little Effect on St. Cloud Home Listings

At the beginning of last week, a threatening pall covered a considerable portion of media financial coverage, with round-the-clock reporting resembling a horserace between Possible Disaster #1 (a

Read More

Simple Spring Maintenance Tips Save St. Cloud Homeowners

As the daylight hours grow longer and the weather warms up, whether you’re selling or staying put, homeowners in St. Cloud should start thinking about spring preventative maintenance. Regular

Read More

A Lasting Legacy’s Contributions Begin Right Now

Today’s youthful adults can be expected to be fully occupied with meeting the demands of today’s challenging economic environment. Much has been written about the difficulty first-time

Read More

It’s Here! St. Cloud’s Busiest Real Estate Season

Monday marks the vernal equinox—the astronomical marker that denotes when the Earth’s axis is tilted neither toward nor away from the Sun. More relevant for area real estate matters, it

Read More

St. Cloud House Sales as Bank Failures Grab Headlines

Unsettling developments in the banking industry had been front-and-center in the national press for all of last week, so the headline in Realtor News was definitely effective clickbait. For any St.

Read More

For St. Cloud St. Pat’s Day Fans, Daylight Saving’s a Plus!

The demise of the precious hour of sleep at 2 AM on Sunday may seem like a wrenching loss, but there is at least one group for whom it provided a slight (very slight) benefit. That is, in addition

Read More

St. Cloud Mortgage Rate Rise Can Lead to a False Conclusion

Most people know the answer to a question like, “Will home sales suffer if mortgage rates go up?” The answer is, “DUH! Of course—it’s sure to cut down on sales.”

Read More

A Real Estate Riddle for St. Cloud House Sellers

Here’s a new real estate riddle:In any St. Cloud house sale, what is the least expensive element that can also be the costliest? There are many possible answers to the first part of the

Read More

St. Cloud Housing Demand: Eyebrow-Raising Interview

With mortgage rates on the rise, there’s no getting around it: St. Cloud housing demand is certainly on the decline…or so is widely assumed. The term “housing demand” doesn

Read More

Will the Natural World Find a Place in St. Cloud Home Design?

When those who deal in area real estate study St. Cloud home design trends, they usually point to the ebb and flow of interior décor choices—like the recent ascension of mixed textural

Read More

Preventing a Cost Surprise for First St. Cloud House Buyers

When a real estate novice makes an initial foray into the world of buying their first St. Cloud house, the first task is pinpointing how much they can afford. First-time buyers are especially prone

Read More

St. Cloud Luxury Homes Share Strengths with Globals

 If the owners of St. Cloud luxury homes have enjoyed watching their property’s value growth of late, they have nothing on what Forbes Global Properties reports for the luxury segment of

Read More

Homes in St. Cloud Bidding Farewell to a “Savage” Market?

When a reliable real estate monitor like HousingWire.com proclaims a turn toward “more normal market conditions,” you’d think that simplifies the task of determining rational

Read More

St. Cloud Houses: Five Ways to Uncover Good Deals

This month, Money magazine offered advice for house hunters eager to get a jump on “the most active homebuying season of the year.” The busy season may still be weeks away, but it&rsquo

Read More

St. Cloud Swimming Pools: Not All Fun and Games

Ask just about any St. Cloud kid if they’d like to have a swimming pool in the backyard and you know what the answer will be. St. Cloud swimming pools are neighborhood plusses when the weather

Read More

AI’s Weak Contribution to St. Cloud’s Home Values Dialogue

Much of the media spent last week exploring the topic of Artificial Intelligence—with mixed opinions about whether it will turn out to be a boon or a curse to Mankind. Much of the discussion

Read More

How ‘Zoom Towns’ Entered St. Cloud’s Real Estate Lexicon

The St. Cloud real estate lexicon rarely expands to include new terms—but as in so many other areas, exceptions were made during the COVID-19 pandemic. One of them was the recognition of ;

Read More

St. Cloud Housing Market’s Slight Link to Latest News

Even though the St. Cloud housing market doesn’t precisely echo wider national moves, a connection between the two is only natural. There’s a psychological tendency to respect what

Read More

St. Cloud Home Showings in Yucky Weather

St. Cloud weather doesn’t always behave as we’d like, so it’s one of those enduring givens that inclement conditions are possible when you are getting ready for an open house or

Read More

Reconsidering the Prospects for St. Cloud Real Estate Prices

At the tail end of the workweek, CNBC added its voice to the pack of observers who have decided that residential real estate is now less likely to suffer a sustained downdraft. Shortly after noon on

Read More

Now You See It! A Retro Building Material Re-emerges

Remember glass bricks? You seldom see them in newly constructed St. Cloud residential settings, but in past eras, their unique properties made them popular with architects and interior designers.

Read More

When Will St. Cloud Home Prices become Affordable?

When the Forbes’ Advisor site posts a question in its top editorial slot, most St. Cloud readers assume it will wind up being rhetorical. If an answer follows, it’s likely to be couched

Read More

Sometimes, Numbers Say Little about St. Cloud Real Estate

A short article got Marketwatch.com’s month’s commentaries off to a fast start on February 1. It centered on a pair of numbers, and “What 2 Mortgage Numbers Say About Home Buying

Read More

St. Cloud Housing Market Optimists Ignore Misinformation

Homeowners who plan to put their properties up for sale this year are discounting much of the pessimism that has percolated through the nation’s press in past months—possibly because

Read More

Safety is an Appropriate St. Cloud Wintertime Concern

Over the weekend, St. Cloud weather forecasters who liven up their reports with gripping developments from around the nation warned of an imminent deep freeze headed into the Northeast, which had

Read More

Buying a New St. Cloud Home—Minus the Stress

This month’s article from the Home Buying Institute, “How to Make Housing Hunting Less Stressful” begins with, “Let’s face it. The house hunting process can be a

Read More

How St. Cloud Homes for Sale Fare during Recessions

In addition to the mostly glum news about the likelihood of a downturn in the nation’s economy, you’ve probably also heard a blanket pronouncement for residential real estate that&rsquo

Read More

St. Cloud Buyers and Sellers: a Boost from Freddie

Another week has gone by with more than a few dour pronouncements about “the real estate market” as a whole—so future St. Cloud buyers and sellers were offered a pleasant break

Read More

Why St. Cloud FSBO Sellers Remain in the Minority

It may sound like “fizz,” but the experience for most St. Cloud FSBO (pronounced “FIZZ-bow”) home sellers is seldom a champagne kind of experience. The idea may be to sell

Read More

St. Cloud Homes for Sale: are Concessions Coming?

 Last week’s yahoo!news.com provided some market reporting that could signal a warming reception for those in the hunt for St. Cloud homes for sale. Writer Gabriella Cruz-Martinez

Read More

Traditional St. Cloud Residential Model vs. “Co-living”

It’s a living arrangement that’s familiar to many in St. Cloud who attended a boarding school or college away from their hometown—who left the comfortable family nest to&

Read More

St. Cloud Home Values Compared with…The Simpsons?

Monitoring the progress of St. Cloud property values is serious business, but in any given week it seldom inspires eye-catching feature writing. Last week was a quiet one in that regard, so searches

Read More

Selling Your St. Cloud House: What’s Up with the Kitchen

It’s a situation faced by many St. Cloud homeowners on the cusp of getting ready to sell. You’ve developed cooking skills customized for your run-of-the-mill kitchen for years, managing

Read More

Buying a Home in St. Cloud Despite a Googled Query

Among the most Googled question as the new year begins are variations on “Will the housing market crash?” It’s a sensible query, but only for anyone who believes that Google can

Read More

St. Cloud ARM Choice Has Financial and Emotional Dimensions

Last Wednesday, Fortune.com introduced Mia Taylor’s 1,850-word discussion of a question that many of today’s homebuyers may be pondering: “When is an adjustable-rate mortgage a

Read More

Sampling Trends Predicted to Drive 2023 St. Cloud Real Estate

“BiggerPockets” is an often-entertaining podcast whose commentators’ unpretentious approach makes for easy listening. When they do occasionally venture into the uncertain realm of

Read More

Last Look Back at St. Cloud Residential Real Estate in 2022

Last Saturday, while media attention was largely fixed on preparations for a pleasantly warm-weather New Year’s eve in Times Square and predictions about the year to come, it was also the

Read More

One St. Cloud New Year’s Resolution that Beats Winter Blues

More than a few St. Cloud residents see the first days of January as annual invitations to invent (in the lexicon of self-help gurus) “a new you.” A concerted effort to follow through on

Read More

What if an Ancient Egyptian H.O.A. Had to Decide…

St. Cloud H.O.A.s (Homeowner Associations) have plenty to recommend them. One of their purposes is to protect members’ property values by enforcing minimum standards. St. Cloud HOAs are

Read More

Scouring the Web for Best and Worst St. Cloud Listing Terms

Some effective listing descriptions almost write themselves. This can happen when the property itself is unique in ways that elicit uniform reactions from visitors. “It’s so much bigger

Read More

Appraising Whether to Sell Your St. Cloud Home in 2023

Here’s hoping that your 2023 St. Cloud New Year brings health, happiness, and prosperity your way—as well as renewed confidence that fewer headlines will have us doing double-takes.

Read More

Rate Increases Don’t Dampen All St. Cloud Home Sales

When people think about selling their house, their first mental image of the likely buyer is someone like themselves—a person or family who often calls on a mortgage lender to help with the

Read More

Scary Headline Clashes with St. Cloud Housing Market

It’s hard not to sympathize with the plight of journalists—particularly copywriters who struggle daily with unremitting deadlines, shrinking staff sizes, advertising cutbacks, etc. Last

Read More

Collecting & Entertaining in Today’s Luxury Property Market

Once its asking price indicates a listing qualifies as one of St. Cloud’s luxury properties, the market profile changes considerably—especially in today’s environment. Since the

Read More

Automated St. Cloud Real Estate Idea Faces Extinction

Of all the changes that technology has brought to how St. Cloud real estate transactions are conducted, one of the advances that many thought would literally transform almost everything arrived with

Read More

Housing Market Prediction Season is Here!

December marks the start of the real estate prediction season—and last week, Forbes published an early entry. Forbes is the century-old business magazine that tracks investment and financial

Read More

St. Cloud Listing Lingo Should Sparkle (not Blind)

Creating the language that makes St. Cloud listings sparkle is a skill that advances over time, but for even the most practiced, it’s at its best when it achieves a judicious mix of creativity

Read More

Buying the Right House Challenges Future Retirees

Buying the right St. Cloud house—one that not only appeals to our innate preferences but that will serve to satisfy all the practical living requirements that the future holds—is a

Read More

Mortgage Rates in St. Cloud Get Positive Spin for a Change

The national press has fallen into the habit of treating almost every piece of news dealing with U.S. real estate as an all-too-predictable blow to the economy. Last week provided a welcome break in

Read More

St. Cloud Stagers: in Touch with Market Realities

When you are in the early stages of readying your home for sale, it feels good to dig in to address a few preliminary items. You might feel an early sense of accomplishment by changing some window

Read More

A Priceless Comparison for Today’s St. Cloud Listings

 “Bargain” is a word that can get your attention­—particularly right after you’ve just paid off a round of the latest utility bills. But it’s useful to

Read More

Once Upon a Time, When There were Two Thanksgivings

One St. Cloud Thanksgiving is the appropriate number of turkey days. Two Thanksgivings would not only result in needless overexposure to your most irritating relative—it would also be a

Read More

St. Cloud Home Equity: “Right Tool at the Right Time”

The folks in the northern states (and even down into Kentucky) who have sugar maple trees on their properties have the old-fashioned option of supplementing their incomes by tapping into the sap.

Read More

A Disaster Story Welcome in St. Cloud Neighborhoods

Around this time every year, crazy weather conditions wreak havoc on various parts of the North American continent. St. Cloud neighborhoods don’t have to be threatened directly to have local

Read More

The Ultimate Frustration for Buying That St. Cloud Home

Few things are more frustrating than the plight of a would-be St. Cloud home buyer who can easily afford to buy a listed St. Cloud home—but not right this minute. The delay might be due to a

Read More

Will St. Cloud Listings Soon Compete with Martian MLS?

For St. Cloud readers who happened across this month’s curbed.com, the news revealed by its top headline would certainly have kept them reading. “We’re Getting Closer to a Martian

Read More

“Buy Now” Reasoning Resonates with St. Cloud Sellers

November began with a noteworthy barrage of news and opinion on the real estate front. First out of the gate on November 1 came yahoo!finance’s Dani Romero with a singular take on “Why

Read More

St. Cloud Luxury Properties: Magnet for the Affluent?

"If not in stock and bond markets, where are affluent consumers currently parking their wealth?" was a question addressed last Tuesday in the pages of fastcompany.com. The folks at Fast Company

Read More

Is St. Cloud’s Daylight Saving Worth the Hassel?

With last Sunday’s termination of St. Cloud’s annual Daylight Saving Time displacement came USAToday’s broadside against the whole DST campaign: “Is daylight saving time

Read More

Cultural Shift Could be Reflected in St. Cloud House Prices

“Why are house prices so high?” was the question posed in last month’s KSL.com headline; “Blame remote work, not ‘speculative bubble,’ Fed study says.” That

Read More

For Experienced St. Cloud Real Estate Agents, It’s Déjà vu

It’s comforting to note that experienced St. Cloud real estate agents aren’t terribly surprised at what for less seasoned pros might be dismaying headlines. They may be off-putting, but

Read More

A ‘Weird’ U.S. Real Estate Week Includes Some Predictables

Last week provided a hodgepodge of national real estate news and conjecture, but if local readers had hoped it would provide a clean-cut picture of what to expect from the St. Cloud real estate in

Read More

First-Time Buyers in Today’s Shifting St. Cloud Market

First-time homebuyers who have put their searches on hold are undoubtedly pleased to hear that increasing numbers of U.S. homes are going up for sale—an encouraging sign that could bring some

Read More

Experts to St. Cloud Home Sellers: Market Shift Ahead

The public relations folks at PRNewswire recently summarized the collected wisdom of a panel of housing experts in a recent press release that made for interesting reading—especially for today

Read More

Autumn in St. Cloud Makes Décor Choices Easy

As we wade into the fall, area homeowners who are putting their properties on the market will be able to cash in on what is known as the “Autumn Advantage”—one of the principal

Read More

St. Cloud Luxury Homeowners Unfazed by Price Ranges

The past week brought a broad range of properties debuting on the luxury home market. For local owners of St. Cloud luxury homes, two examples demonstrate that sellers are confident that buyers are

Read More

St. Cloud Closing Costs: a Quick Rundown

Veteran St. Cloud homebuyers won’t need to spend much time reading the following—they’re already familiar with the stack of documents that accompany a closing. At closing, they had

Read More

Today's St. Cloud Homebuying Advantage Goes to...

Passenger's 'Let Her Go" is a song that only caught on years after it was first recorded— ultimately becoming a #1 hit in 22 nations. St. Cloud FM and satellite stations are still playing it:

Read More

Despite St. Cloud Equity Dips, it’s Still a Good News Story

Local homeowners who had developed an agreeable habit of checking online for their home’s latest St. Cloud home equity estimates are doing so less often lately. For years, as St. Cloud home

Read More

The St. Cloud Listings Include All the Homes for Sale—Almost

The St. Cloud real estate listings are updated around the clock, providing everybody entrée into the St. Cloud properties currently on the market or under contract. That makes the St. Cloud

Read More

St. Cloud Open Houses May Not Face Climate Disruption

It's a stubborn fact that St. Cloud open houses (and even agent-chaperoned showings) are somewhat at the mercy of the elements. When the weather turns nasty, it's hard for prospective buyers to

Read More

St. Cloud Mortgage Interest Rates Make Decisions Harder

What a difference a year makes—at least where St. Cloud home loans are concerned. For what seems like forever, the recommendations of experts, man-in-the-street consensus, and plain old common

Read More

This Year, St. Cloud Labor Day Could Signal…Who Knows?

If more St. Cloud homeowners think of Labor Day as signifying the end of summer than as the beginning of fall, that could be due to the tyranny of school calendars. Even after the last school-age

Read More

Flippered Crook Commits Unique Security Breach

St. Cloud home security issues—and family safety as a whole—are always high priorities named by future homeowners. A recent Mortgage Professionals Association survey found safety and

Read More

Do Decades of Research Explain St. Cloud Home Prices?

Although you’d think that when a celebrated Yale economics professor is queried about home prices, he’d trot over to the whiteboard and start scribbling equations. If the prof in

Read More

St. Cloud Listing Prices in a Post-Bidding War Environment

Traditionally, the asking prices that headed St. Cloud listings represented the seller’s idea of theirproperty’s reasonable value—an acceptable amount that a buyer would )

Read More

Will Last Week’s Event Impact Your St. Cloud Utility Bill?

St. Cloud utility bills are headed upward—with nobody expecting them to head in any otherdirection. Last week, the Bureau of Labor Statistics reported that their Energy Index increased 32.9%

Read More

Why St. Cloud Home Prices Might Defy ‘Recession’ Chatter

As the week ended, anyone who switched on a TV or radio or checked in on one of the financialwebsites was greeted with a term that hadn’t been seen before: “housing recession.”.

Read More

Welcome Words for Homeowners with St. Cloud Homes for Sale

As a rule, those who have St. Cloud homes for sale generally welcome real estate headlines thatinclude words like “soars” and “surge.” On the other hand, words like &ldquo

Read More

Will There Be St. Cloud Metaverse? Not Yet, Anyway

Every once in a while, it’s interesting to check in on the progress of St. Cloud’s real estatedoppelganger, the real estate metaverse, to see if it is becoming more popular (hence,).

Read More

St. Cloud Real Estate Amid U.S. Market Fluctuations

By the end of last week, St. Cloud real estate observers were finding confirmation from across thenation of what the NAR’s chief economist had just told Forbes. July data reflected buyers who

Read More

4 Expectations for St. Cloud Residential Real Estate Investors

As economic conditions force many prospective home buyers to remain renters, it’s “welcomenews for owners of single-family rental homes,” according to the Wall Street Journal.

Read More

Selling Your St. Cloud Home as the Market Changes

It's been a while since we've read headlines like CNBC's "Home sellers are lowering their pricesat the fastest clip since 2019." Seller's market conditions have made "bidding wars" a more&

Read More

Fed Moves and a Startling Result for St. Cloud Real Estate

For anyone who owns (or plans to own) St. Cloud real estate, last week's Federal Reserve interestrate hike came as no surprise. Even the unusual size of the raise was expected. At 75 basis points

Read More

Do St. Cloud Houses Face a Mushroom Future?

If you’ve never heard anything about houses made of mushrooms, it’s understandable if your firstmental image is of something like a cute, top-hatted cartoon elf posing proudly in front

Read More

Now St. Cloud Household Inflation has Everyone’s Attention

For everyone responsible for handling their St. Cloud household expenses, the steady barrage ofinflation examples is changing long-standing buying patterns. Their own latest experiences at the

Read More

St. Cloud Buyers and Sellers Puzzle Over Mislabeled ‘Declines’

For St. Cloud home sellers and buyers puzzling over whether now is the right time to enter the localmarket, last week’s helping of national residential real estate news was difficult to

Read More

Shocking Suggestion: Forget the Traditional “House”!

For generations of Americans, owning their own family home has been the single most defining element of The American Dream. For obvious commercial reasons, the National Association of Realtors®

Read More

How Does St. Cloud Real Estate Compare with the U.S. Market?

 Throughout the sustained run-up in home prices, there’s been sporadic speculation that a reversal must be imminent—possibly driven by a natural urge to assume that too much good

Read More

One Throwback Example of a “Move-in Ready” Home

House hunters who hope to land St. Cloud ‘move-in ready’ homes are usually those with limited Do-It-Yourself experience—or who would rather not take on the time and expense of

Read More

Buying in St. Cloud: A Question of Timing

This month has brought news of buyers backing out of pending sales contracts at a record rate—which could also have many would-be buyers asking themselves if buying in St. Cloud right now is

Read More

Strategies Shift as Mortgage Rates in St. Cloud Rise

Mortgage rates in St. Cloud may feel sky high at the moment, but historically speaking, they’re not actually all that high. Anyone whose memory stretches back to the notorious 18%

Read More

The Seasons Do Affect Homes for Sale in St. Cloud

One of the top questions I hear from prospective clients concerns timing: “When is the best time of year to sell my house?” While there are homes for sale in St. Cloud year ‘round,

Read More

Times Experts Wonder about Housing Market Craziness

 Last week it was hard for St. Cloud Real Estate Section readers who subscribe to The New York Times not to at least crack a smile. That august periodical’s captains abandoned their

Read More

Before St. Cloud Vacations Begin, Think Security

For scads of St. Cloud residents, 2022 will mark the first true summer vacation season in a long time. The U.S. Travel Association tells us that domestic leisure travel spending has already

Read More

Dip in St. Cloud Home Loan Rates—and a Surprising Fact

It may have seemed as if the springtime rise in the rates St. Cloud home loan originators were quoting was overdue for a pause, and that's what local applicants found last week. The rate dips weren

Read More

Adding a Personal Touch while Depersonalizing Your Home

When the experts make a point of advising that you remove the family photos as part of preparing your house for sale, they don’t mean to criticize your family. Even if Aunt Agatha’s

Read More

How to Choose the Right Lighting for Your Bathroom

When selecting light fixtures for your bathroom, you need to be sure that critical areas are well lit. You also have to choose fixtures that complement the rest of the room’s décor and

Read More

An Ill-Disguised “Curveball” Tricks Real Estate Forecasters

Local residents who follow St. Cloud’s real estate fortunes can opt to track realtor.com’s observations for one view of what’s coming down the pike. Although the site is licensed

Read More

St. Cloud Real Estate and “Good Debt Bad Debt”

“Rich Dad Poor Dad” was a smash self-help hit book a few years back, selling more than 32 million copies. One of its major premises is that the odds for accelerating wealth creation are

Read More

For U.S. and St. Cloud Rentals, a Changing Landscape

It’s a phrase that would-be home buyers had been hearing ever since seller’s market conditions had begun. But when “Submit your best and final bid” was recently advised by

Read More

Gardens that Boost St. Cloud Home Values

Gardens can be real value boosters.Although most surveys estimate that landscape improvements are among the most cost-effective improvements homeowners can tackle, it’s a statement that

Read More

A More Sustainable Future for St. Cloud’s Luxury Home Market

Residential real estate’s high end—including St. Cloud’s luxury home market—was the subject of a thought-provoking assessment that appeared at week’s end. It was

Read More

What Makes Summer in St. Cloud? It's Now Known!

Summer finally becomes a reality on Tuesday—as opposed to Memorial Day weekend, which eager beavers in the media like to pretend was the kickoff to summer. Realists don’t agree&mdash

Read More

St. Cloud’s Real Estate Outlook Features Surprising Bright Spots

For those who keep a close watch on the outlook for St. Cloud real estate, finding the upside amidst last week’s raft of less-than-cheery economic news was a tall order. Let’s face it:

Read More

In St. Cloud, Father’s Day Lets Dad Goof Off

In St. Cloud, Father’s Day is theoretically supposed to be as important as Mother’s Day, but the reality can differ significantly. Even historically, the June celebration has always

Read More

How Will $5gal. Gasoline Affect St. Cloud Real Estate?

Residential St. Cloud real estate doesn’t necessarily move in tandem with its cousin, commercial real estate. When times are good, they may both benefit from the favorable zeitgeist, but they

Read More

News To Make St. Cloud Homeowners Do a Double-Take

Last Monday marked the appearance of one of those research findings that headline writers love to exploit. They know that, like most readers, St. Cloud homeowners skim through the real estate

Read More

Do You Have the Right Locks on Your Doors?

A break-in can happen anywhere, even in a neighborhood that seems safe. If your home’s current locks are damaged or worn from years of use, a member of your family lost a key and you’re

Read More

St. Cloud Homes for Sale: One Psychological ‘Tell’ to Avoid

Advice on the subject of home maintenance was recently the topic of a Realtor.com® checklist. Aimed at soon-to-be sellers, the six items were all noteworthy: washing the windows, servicing the

Read More

Yahoo!finance Hints at Real Estate Investing’s Demise

“You May Want to Invest in Real Estate While You Still Can” was Yahoo!finance’s doubletake-inducing lead article last Friday—although would-be St. Cloud real estate investors

Read More

U.S. Housing Market Accounts Produce Contradictory Signals

Earlier this month, Utah’s Deseret News did a stellar job of capturing the seemingly contradictory jumble of signals emanating from the nation’s housing market. At first, K. McKellar

Read More

Exaggerated Claim Still Noteworthy for St. Cloud Homebuyers

CNBC.com’s producers know how to get your attention—it’s ‘what they do.’ Last week, they found an angle certain to snag readers for an otherwise ho-hum technical

Read More

Is Now when St. Cloud Properties See Price Premium Peaks?

Realtor® Magazine says that history shows that this is the week when “Homeowners looking for the greatest price premiums may find the best opportunities.” That would certainly be

Read More

St. Cloud Real Estate Escapes Friday the 13th Unscathed

Last week’s Friday the 13th passed without any notably unlucky local happenings. In fact, where St. Cloud real estate was concerned, it produced a couple of auspicious reports:· 

Read More

St. Cloud Home Loan News Can’t Dim Sunny Outlook

The direction of St. Cloud home loan interest rates has been spurring concern among this spring’s house hunters. Last week the trend continued as U.S. rates spawned headlines dotted with

Read More

St. Cloud House Hacking: Less Miraculous than It Seems

In today’s jargon, any inventive shortcut for coping with modern life is being called a “hack”—and it needn’t have anything to do with computers. There are now ironing

Read More

A Garage to Put All Others to Shame

St. Cloud garages serve many purposes beyond simply housing automobiles—in fact, it’s safe to guess that few exist that don’t also serve as the irreplaceable storage areas for a

Read More

Odd News Takes Don’t Affect St. Cloud Listings

For homeowners preparing to add their own properties to the St. Cloud listings, data from the most recent U.S. activity was heartening—although it might not have seemed so given the way it was

Read More

St. Cloud Home Décor: How’s Your ‘Decade Sensitivity’?

The cable channels have been streaming a lot of time travel movies lately—particularly some great ones about romances that span centuries. But there’s little romance if a home-buying

Read More

An Alternate Way to Profit from St. Cloud Home Value Gains

It’s no wonder that many area homeowners think of their St. Cloud home’s recent equity gains as out-of-the-blue windfalls—but not totally “real.” They have a point:

Read More

Will Predictions Apply to St. Cloud Luxury Homes?

Second only to Forbes.com, MarketWatch is the most often-visited financial and business news site—pulling in more than 38 million unique readers a year. That beats out more prominent names

Read More

St. Cloud Real Estate Changes affect Kids’ Workplace Visits

Nearly everyone in St. Cloud used to welcome the fourth Thursday in April as “Take Your Daughter to Work Day.” Since its inception in 1993, it’s an observance that was

Read More

An “8-Second Test” for Preparing St. Cloud Homes for Sale

Marketers who study such things promote the idea of an "8-second test." At least that was what was being written about in 2015 when studies were said to have demonstrated that "buyers make their

Read More

Why St. Cloud Taxpayers Got an Extra Day to Pay

The tax benefits that St. Cloud homeowners experience come into sharp focus on days like Monday. The nominal Tax Day—April 15—fell on Friday of last week, so St. Cloud taxpayers who had

Read More

Is Now the Time to Buy St. Cloud Homes? 6 Personal Questions

Kudos to the editors at Forbes for this month’s thoughtful offering—a checklist that can clarify the advisability of buying St. Cloud homes “in this hot real estate market.”

Read More

3 Reasons Why St. Cloud All-Cash Offers Aren’t Always Best

 It’s a tempting scenario: having accumulated a considerable amount of cash, you find your St. Cloud dream house, agree that the asking price is within reason—and prepare to sit

Read More

St. Cloud ARMs and Other Exotic Loan Possibilities

 St. Cloud Adjustable-Rate Mortgages are one way for homebuyers to structure their purchase with lower monthly payments—at least at the beginning. St. Cloud five- or ten-year ARMs allow

Read More

St. Cloud Real Estate Market and the National Jigsaw Puzzle

Our St. Cloud real estate market’s surges of activity are next to impossible to forecast with any degree of precision. Since intervening events can negate even the most well-grounded

Read More

What Remodeling Project Returns More than It Costs?

The remodeling industry has been battling supply chain disruptions for more than a year now—yet if last week’s release of the National Association of the Remodeling Industry’s 2022

Read More

St. Cloud Supply Chain Issues add to Inflation Effect

No one needs to remind St. Cloud homeowners of the impact inflation is having. Anyone who shops for groceries is fully aware of its effect, as are many grumbling gas station patrons. You would

Read More

Those with St. Cloud Homes for Sale Find Encouraging News

For the local homeowners with St. Cloud homes for sale, last week’s real estate news was filled with encouraging details. Headlines like “Home-Price Growth Accelerated in January”

Read More

Will These 5 Design Trends Disappear from St. Cloud in 2022?

When it comes to your own St. Cloud real estate holdings, so long as a sense of proportion is retained, keeping up with fashion writers’ latest opinions is usually a harmless pursuit. So it

Read More

What is the “For Sale by Owner” Sign’s Unintended Message?

When you see a “For Sale By Owner” sign, it tends to communicate an emphasis on the owner rather than the home behind it. That’s probably not what the seller would hope for, but it

Read More

‘Listapalooza’ Data Supports Listing Your St. Cloud Home

As a practical matter, being able to identify with pinpoint accuracy the single week that market conditions suggest will be the optimal time to list your St. Cloud home isn’t really possible.

Read More

A “Glass Half-full” Viewpoint Aids St. Cloud House-Hunters

This spring, the marketplace for first-time homebuyers is similar to last year’s, only (as the saying goes) ‘more so.’ Earlier in the month, CNBC broadcast a number of statistics

Read More

St. Cloud Real Estate & the U.S. Busy Season’s Early Start

 House-hunters preparing for the upcoming busy season have gotten used to a steady stream of U.S. real estate coverage bound to foster at least some apprehension—especially about the

Read More

4 Tips for a Successful Dog Adoption

Making the decision to adopt a dog is an exciting moment for you and your family, but it’s also a big responsibility. That’s why getting the entire family involved and planning ahead is

Read More

Selling Your St. Cloud House as a First-Time Homeowner

 The reasons commentators dispense so much advice to first-time homebuyers are clear: the process of finding and buying a house means making a huge financial commitment in an industry rife with

Read More

St. Cloud Spring Cleaning Gets a Holistic Approach

 If ever there were a time to organize your St. Cloud spring cleaning, Sunday was it. The March equinox happened at about a half-hour before noon EST: the official start for St. Cloud’s

Read More

With So Much Going On, Why Sell Your St. Cloud House Now?

 Given all the publicity given to supply chain disruptions, energy prices going bonkers, interest rates heading either slightly or not-so-slightly uphill, etc.—with all this going on;

Read More

Do St. Cloud Realtors® and St. Paddy's Day Share a Connection?

 Some people don't immediately see the strong link between St. Patrick's Day and St. Cloud Realtors®—but that's probably because they haven't given it enough thought. In fact, whether

Read More

Back Yards are Gaining Ground in St. Cloud Real Estate

Homeowners who choose to live where the climate is mild have always been able to enjoy more of the year outdoors. As a result, you’d think the value they place on their property’s yard

Read More

For Some, Sunday’s Daylight Savings Onset is Petty Theft

 By bedtime on Saturday night, everyone in St. Cloud will have been amply warned to set their clocks ahead an hour. That’s a good idea because, if we don’t get ahead of the game,

Read More

Before You Renovate Your House, Think About How Your Family Will Use the Space

It’s common for homeowners planning a renovation project to have a long wish list. You may love the look of a friend’s home or may want to recreate a room that you saw in a magazine or

Read More

St. Cloud Mortgage Interest Rates Reflect Russian Invasion

 For both sellers and the house-hunters they wish to attract, St. Cloud mortgage interest rates have played a key role in enabling attractive real estate propositions. It is, however, an

Read More

Does Homeowners Insurance Cover a Trampoline?

A trampoline can be fun for kids, but it can also be dangerous. If you’re thinking about getting a trampoline, check with your insurance company first to find out if it would be covered and if

Read More

Why Do Some ‘Under Contract’ Homes Go Back on the Market?

When you drive past a house that has one of those “sale pending” or “under contract” signs out front, you may have wondered how often a sale goes awry—and why. A great

Read More

Preparing to Scout St. Cloud Houses for Sale: 4 First Steps

How to find and buy your first home is one subject that high schools decline to teach. An online canvass of theories why this is so yields two main lines of thought. The first is that it is one

Read More

Last Week’s Startling Inventory Number Needs an Explanation

The rationale behind U.S. housing’s rising prices has been nothing if not consistent. The tale has been all about the supply/demand imbalance—a textbook example that makes perfect sense

Read More

The Early Starter’s St. Cloud Moving Day Countdown

“Stress” and “stress avoidance” are pop psychology topics that have gotten a lot of attention lately, much of it deserved. If you ask anyone about how “moving day;

Read More

News Yields Sparse Guidance for St. Cloud Buyers or Sellers

Last week, the national real estate news was not likely to provide much guidance for local buyers or sellers. The “story” was simply too convoluted. On Friday, the “LATEST NEWS

Read More

Key Areas to Declutter and Tidy Before a Home Showing

Real estate experts agree that home staging can push your listing to the top of a buyer’s mind. Many buyers have difficulty envisioning the layout options of a space without existing.

Read More

Items for a Houseplant Lover

We all know that greenery can do wonders for a space. From creating a fresh and calming atmosphere to purifying the air, a few lush plants can be the perfect final touch for any space and any decor

Read More

“Most Expensive House”’s Grand (but Creepy) Video Tour

The title of the online video tour that posted earlier this month is “Touring the MOST EXPENSIVE HOUSE in the United States.” The house in question has been profiled before, but not like

Read More

Wall St. Financiers Agree with St. Cloud Real Estate Investors

It doesn’t exactly roll off the tongue: this new real estate “first” reported on by the Wall Street Journal last Tuesday. It was the kind of ‘break-through’ that

Read More

St. Cloud House-Hunting: Sharpening Vague Advice

"Budget better, shop smarter!" might be unassailable advice for shoppers of all stripes, but at the outset of 2022, St. Cloud house-hunting readers of USA Today's Real Estate pages could have used a

Read More

How “Exotics” Differ from Traditional St. Cloud Home Loans

For the local residents who succeeded in finalizing their St. Cloud home loan or refi back in January 2021, the figures verify that they now hold the title of Mortgage Frugality Champs. Their

Read More

Items to Buy if You're a Houseplant Lover

We all know that greenery can do wonders for a space. From creating a fresh and calming atmosphere to purifying the air, a few lush plants can be the perfect final touch for any space and any decor

Read More

Weird Reporting Outbreak Puzzles St. Cloud House Sellers

Last Friday, it seemed as if key elements of the mainstream media had been overcome by a strange siege of optimism. It was as if they had all been seized by bands of self-serving Realtors®. One

Read More

Growing Number of St. Cloud Homeowners Now “Equity Rich”

As real estate’s peak selling season nears, one element that characterizes the strength of the U.S. housing market is the one that CNN Business highlighted last Thursday. For a growing number

Read More

What’s the Word for Selling Your St. Cloud House this Winter?

It didn’t take long for home decor industry pundits to sift through recent house sales data to announce evidence of the latest trend shifts. Relying on the insights from a nationwide cross

Read More

Tips for Comparing Homeowners Insurance Costs

When you purchase a home, one of the first tasks you need to take on is finding the right homeowner’s insurance. Though this can be an overwhelming and time consuming experience, it is

Read More

Two Early Action Steps for Eventual St. Cloud Home Buyers

If you are at a juncture in life and career that has you beginning to think in earnest about eventually buying a home, it’s natural to begin checking out the St. Cloud listings from time to

Read More

St. Cloud Real Estate Investments: Shortcuts to Independence

St. Cloud parents who raise their children the right way make a point of discouraging cheating. They view fair play as more than just an ethical or moral concern. It’s also a civilizing

Read More

Why St. Cloud Home Loan Rates May Spur an ‘Early Spring’

The speculation about the direction St. Cloud home loan interest rates will soon be taking finally pretty much disappeared last week, given the Fed’s declaration about their intentions. Would

Read More

A Positive Negative Brightens Housing's Outlook

It's been like a slow-burning fuse, but last week it seemed to surface in headline bursts all over the place: a large portion of the American public has just about had it with Covid-19. Those

Read More

A Little Paranoia is Useful in St. Cloud Homebuying Offers

Usually, paranoia is a mental disorder—a subject more suitable for psychiatrists than for Realtors®. But that depends on its being entirely divorced from reality. When the subject is your

Read More

How to Transform Your Kitchen Without a Complete Remodel

If your kitchen is looking outdated or unattractive, you may think that you have to remodel it. That’s a project that can easily cost tens of thousands of dollars. Some simple and relatively

Read More

St. Cloud Real Estate: the Best Kind of ‘Hedge’

As CNBC.com put it earlier this month, the acknowledged wisdom remains: “real estate is known as a hedge against inflation.” That word “hedge”—at least as it applies to

Read More

Replacing Light Fixtures Can Help You Sell Your Home

When you’re planning to put your home on the market, you have to look at it through the eyes of potential buyers. Things that don’t bother you, or things that used to bother you, but you

Read More

St. Cloud Reverse Mortgages have Upsides and Downsides

Whenever another celebrity appears on St. Cloud TV screens to offer their two cents' worth about the value of reverse mortgages, young people can be forgiven if they tune out the message. After all,

Read More

Will St. Cloud’s Busy Season Jump the Gun?

We are fast approaching the onset of U.S. real estate’s peak activity—the traditional “busy season.” One tipoff that St. Cloud’s busy season is a genuine phenomenon can

Read More

The St. Cloud Listings are Real (at Least for Now)

As of today, the homes that appear in the St. Cloud listings all depict real places. Would-be buyers can be certain that they will be able to visit, walk around inside, and (if purchased) live in

Read More

Renting Affordability Lags behind St. Cloud Home Ownership

Coming from CNBC, it looked to be worth reading: the promise of getting an unqualified, definitive answer to "Which is more affordable— owning or renting?" Getting a straight answer seemed

Read More

Factors Shaping 2022 St. Cloud Real Estate Projections

Predictions by real estate experts make interesting reading, but reality on the ground here in St. Cloud dictates that even the most expert experts lack a key ingredient that would make their

Read More

St. Cloud Real Estate Expectations and National Results

St. Cloud real estate activity may not echo U.S. results month-by-month, but since national media reports impact how individual St. Cloud buyers and sellers gauge their own prospects, they are worth

Read More

Will ‘Supercharged’ St. Cloud Homebuyers Spark 2022?

As 2021 drew to a close, St. Cloud real estate observers sensed a growing expectation in the media that a number of factors were increasingly likely to restrain St. Cloud homebuying activity. Across

Read More

St. Cloud Inflation Effects and 2022 Income Taxes

St. Cloud homeowners will not be surprised to hear that the U.S. rate of inflation will impact some of their 2022 income tax calculations—the basic income tax tables among them. The Labor

Read More

In a Swiftly Changing Market, Comps Need Scrutiny

When it comes to what an individual homeowner can expect when they add their own property to the St. Cloud listings, the most reliable predictive clues come from the comps: how the local market has

Read More

Sci-Fi Scare Gives St. Cloud House-Hunters the Heebie-Jeebies

Leave it to the news media to uncover the latest threat to St. Cloud house-hunters’ peace of mind. Last week, the guilty party was the Associated Press, whose contribution seemed timed to

Read More

The Year Begins for St. Cloud Homes for Sale

When local homeowners put up their St. Cloud homes for sale in 2021, they did so buoyed by a national market Google characterized as “exploding like fireworks.” Buyers who might

Read More

Why Opinions Differ on St. Cloud’s 2022 Home Equity Growth

For the St. Cloud homeowners who were treated to a share in the past year’s record rise in the book value of their St. Cloud homes’ equity, it was at least one saving grace in a year

Read More

How to Teach Your Kids About Saving and Spending

You can never be too young to learn the true value of saving. For children, however, the concept of money is much different than reality. But that doesn’t mean you can’t teach them how

Read More

What does “Omicron” Have To Do with St. Cloud Real Estate?

Last week, St. Cloud residents couldn’t escape the new word, “Omicron”—the latest permutation of the COVID-19 virus. The Greek alphabet doesn’t usually work its way

Read More

Do-it-Yourself Approach Spells Out How to Buy a House

 The New York Times recently published an article under a headline that sounded like a do-it-yourselfers’ instruction manual. But instead of a hobbyist’s step-by-step for making

Read More

Are St. Cloud Home Sale Profits Creating a New “Problem”?

 It's not even a joke—more like a wry observation. It’s heard after someone complains about how a turn of good fortune has created an onslaught of new worries. The retort is

Read More

St. Cloud Real Estate Predictability Hits a Holiday Black Hole

 For the trend-spotters whose job it is to keep on top of the U.S. real estate market, it’s been a rough couple of years. The big miss for most came with the pandemic, which threw all the

Read More

St. Cloud Homes for Sale as the Home Loan Picture Changes

 One puzzle for homeowners deciding whether now is the time to put their St. Cloud homes up for sale is whether rising mortgage rates will measurably slow the response. It’s far from

Read More

Why Today’s Near-Retirees Decide to Make a House Change

   It’s a life-altering milestone if ever there was one: the decision to move away from the family home. There have always been a variety of reasons why retirees and near

Read More

St. Cloud Buyers and Sellers Slated for Home Loan Relief

 All across the country, the run of extremely low mortgage interest rates has provided a welcome counterbalance to the steady rise in real estate prices. Last week, cnet.com reported the U.S.

Read More

St. Cloud Thanksgiving Bounty: A Web’s Worth of Trivia

St. Cloud residents are well-steeped in the origins of the traditional Thanksgiving holiday. The Pilgrims escaped religious persecution, survived the perilous voyage on the Mayflower, met and

Read More

St. Cloud Homeowners Ponder Gold, Bitcoins, or Real Estate?

 Lately, the “gold bugs” are in full swarm—or whatever you call it when bugs are buzzing around the media, making a racket. Not the insect kind—the other ones: the

Read More

What Feature Adds the Most Value for Selling a Home in 2021?

 If you are considering selling your own St. Cloud home, one natural question you might be curious about is what specific features are currently boosting selling prices the most? A query to

Read More

Machines Duel with Humans in Real Estate Experiment

 Helping to determine an astute asking price for any St. Cloud home is among St. Cloud Realtors’® most valuable services—getting that one right will shape the rest of the entire

Read More

A Simple Starting Point for St. Cloud Moving Day Planning

 Once your St. Cloud moving date has been determined, tackling the logistics of the upcoming move can cause even the most energetic among us to put off even thinking about getting started. As

Read More

Overcoming the Shock of St. Cloud’s Daylight Saving Exit

With Sunday’s abandonment of St. Cloud’s Daylight Saving Time, the groggy hour that was impounded back in the spring has been returned to its rightful owners: us. A few years ago, a poll

Read More

St. Cloud First-Time Homebuyers Should Ditch the 20% Myth

 It’s easy to see why so many first-time homebuyers put off even checking into the listings when buying that first St. Cloud home seems nothing better than a distant future possibility.

Read More

Profit-Seeking without Selling Your St. Cloud Home

 A couple of years back, CPA and author Stacy Johnson published a sort of personal confessional under the attention-getting title, “Should I Sell My House While Prices are High?”

Read More

Is Winter a Good Time to List Your St. Cloud Home?

 The question about whether it’s going to be a good idea to list your St. Cloud home in winter has been up for debate forever. The defining research on the subject never quite yields a

Read More

Fall in St. Cloud Gives Rise to an Ancient Impulse

If you ask people what they call it when everyone seems to get the same impulse to open the house to get everything freshened up, it’s a fair bet that most of them will say, “spring

Read More

Some St. Cloud ARMs Hit a LIBOR End of the Road

If you have ever taken out one of those St. Cloud adjustable-rate mortgages (ARMs), you may have come across the term “LIBOR.” It’s short for London Interbank Offered Rate —

Read More

Minimize ‘Shrinkage’ when Selling Your St. Cloud House

The often-quoted first principle of the physicians’ Hippocratic Oath, “first, do no harm,” constitutes a ‘safety first’ message meant to curb over-enthusiastic docs

Read More

City of the Future is a Big Idea—but is it Fun?

It’s probably fair to say that when a typical St. Cloud resident hears some of the more strikingly novel details about what urban life will be like in the future, he or she is likely to take

Read More

St. Cloud Realtors®—Beyond the 230-plus Actions

It wasn't too long ago that we revisited the famous list that cites the more than 230 critical actions that Realtors® may be called upon to perform for their clients. That fabled list continues

Read More

St. Cloud House Flippers: Part of a Popular Group

House-flipping has become a staple in the realm of reality TV entertainment—and why not? One of the deep pleasures of that actual St. Cloud house-flippers experience is the feeling of

Read More

Are the St. Cloud Listings Headed for Fortune’s “Big Shift”?

Last week, Fortune Magazine’s headline may have seemed overblown, but it did its job of capturing the attention of any St. Cloud readers who happened to come across it:“There’s a

Read More

Practical and Impractical Energy Cost Reduction Strategies

St. Cloud homeowners who've been thinking ahead about the long-term prospects for trimming their energy bills eventually have to come up with some decisions. Given the reams of information about

Read More

Feds Announce Housing Affordability Policy Initiative

For readers tuned in to developments affecting St. Cloud real estate, the month began with an Associated Press dispatch announcing federal plans to increase the stock of 2,000,000 “affordable

Read More

Buying or Selling a Home in St. Cloud—No Anxiety

At this point, nearly everyone is well aware of how intense the local real estate market has been of late. Low inventory, bargain-basement mortgage rates, and a raft of pandemic-spawned changes in

Read More

Emerging Trends Adopted by the Best St. Cloud Agents

There’s no denying that how people search for real estate has changed over the last 18 months or so—accelerating trends that had already been developing for a while. As you consider

Read More

Moderating U.S. News Pleases St. Cloud Real Estate Watchers

 The news from around the nation gave St. Cloud real estate followers good reason to doubt a tendency in the national media. For most of the month, much of the reportage had seemed to project

Read More

Why Buyers and Sellers Settle on their Best St. Cloud Realtor®

 When most people first set out to buy or sell a home in St. Cloud, one way to get started is to seek the best St. Cloud Realtor® to assist from the get-go. That’s not a universal

Read More

When Ants Bring the St. Cloud Outdoors Indoors, 3 Solutions

St. Cloud homeowners who made it through this spring’s ant-breakout period undisturbed may now be experiencing a recurring midsummer irritant: the August ant escalation. Why some colonies

Read More

Shifting U.S. Attitudes Provide Clues for Our St. Cloud Market

The National Association of Home Builders has been at it for decades: systematically conducting some of the most precise public opinion sampling that describes U.S. attitudes toward home purchases,

Read More

August Doldrums Spawn Not-So-Real Real Estate News

Last week could have been misleading for busy St. Cloud real estate investors who were too rushed. If they were pressed for time, skimmed headlines or only the first paragraph or two of reports and

Read More

Identifying the 3 Groups Who Remodel Their St. Cloud Homes

When it comes to identifying the most popular group in our area, topping the list has to be hardware store employees—at least for the St. Cloud homeowners wandering the aisles of a local

Read More

Licensed St. Cloud Realtor®—50% of a Homebuyer's Headstart

The latest national polling of real estate professionals yields a convincing picture of a market that's stubbornly remaining in the sellers' corner. If so, this August's home hunters shouldn't be

Read More

A Second Look at Homebuying Activity’s “New Normal”

As St. Cloud residents strive to resume life and career in anything like their pre-pandemic forms, one phrase that used to appear a lot less frequently keeps popping up: “the new normal.&rdquo

Read More

Murphy’s Law has 5 St. Cloud Moving Day Corollaries

It’s one of those regrettable facts of life that Murphy’s Law and many a St. Cloud Moving Day have a lot in common. In case you’ve forgotten, the Law is stated as, “Anything

Read More

Can You Spot the Best Reason to Hire a Local Realtor®?

A (slightly tongue-in-cheek) Multiple choice quiz: Select the BEST REASON WHY you should be sure to hire an experienced St. Cloud Realtor®:1.      The best reason is

Read More

St. Cloud Midsummer Real Estate Eludes Silly Season Doldrums

Like most of the rest of the news, midsummer real estate reporting usually draws little attention. It’s what journalists call the ‘silly season,’ when unimportant or just plain

Read More

“First-Time Homeowner” May Not Mean What You Think

For a large number of prospective homebuyers, the feasibility of the transaction depends on the terms being offered by the home loan originators. Once you delve into the range of possible home loan

Read More

Telltale Signs that it’s Time to Sell Your St. Cloud Home

For those who are on the fence about whether this summer is the right time to sell your St. Cloud home, last week’s Realtor.com website provided some video guidance. Their video brief noted

Read More

Listing Your St. Cloud House Despite Wacky Reports

The decision to go ahead and list your St. Cloud house is often governed by personal and professional developments, but when the timing isn’t dictated by individual circumstances, the

Read More

Quelling Fear: Easy Enough For New St. Cloud Homebuyers

For many younger local residents, any sense of urgency about buying their first St. Cloud home has probably been shelved for a while now. The pandemic necessitated putting many a long-range plan on

Read More

New Reason why Homeownership Equals ‘the American Dream”

For many St. Cloud residents, “The American Dream” is often loosely thought of as synonymous with homeownership, even though a number of other attributes probably deserve equal

Read More

Is St. Cloud Inflation Really 5%? Yes (and No)

The latest Consumer Price Index registered a 12-month rise of just 5.0%. For many St. Cloud homeowners, that percentage is hard to square with the prices that keep ringing up at local gas stations.

Read More

Unreal Real Estate Makes Its Curious Debut

Down through the ages, land ownership has been synonymous with permanence, stability, and substance. Buying a piece of property also carried a measure of “belonging” since owners are

Read More

A ‘Smart Money’ Clue to the Future of St. Cloud Real Estate

With U.S. home prices at record levels, it’s reasonable to speculate about the future of St. Cloud real estate—particularly whether it’s such a good idea to buy right now. Most

Read More

To Preserve the Holiday, Play Independence Day Trivia!

St. Cloud’s Independence Day falls on Sunday this year—but you can be sure that many St. Cloud residents will want to also take advantage of Monday’s federal extension of the

Read More

Is the Gonzo Housing Market Ready to Take a Breather?

When you read that for the second month in a row, U.S. properties are, on average, being sold in 17 days, St. Cloud readers would assume that the housing market is blazing ahead, full steam.It looks

Read More

Have St. Cloud Home Prices Gone Too High?

For a lot of families that are well-positioned to start serious house-hunting this summer, one question may give them pause: are St. Cloud home prices just too high to be reasonable? The answer

Read More

How Hot is the Housing Market? CNN says, ‘This Hot’!

 This spring, St. Cloud readers have grown accustomed to hyperbolic descriptions of what’s been going on in the nation’s housing market. In parts of the country, words like &lsquo

Read More

For St. Cloud Real Estate, Deciphering the News “Mystery”

If you are a prospective seller or buyer of St. Cloud real estate, last week’s news from Washington seemed to be just what you’d hope for: the Federal Reserve’s announced intention

Read More

Why ‘Curb Appeal’ is No Longer a One-Shot Affair

It’s a saying that doesn’t make much literal sense, but everyone in St. Cloud knows what it means:“The more things change, the more they remain the same.”Literal or not, the

Read More

Summer is High Time to Deal with St. Cloud Climate

Regardless of folks’ wider views on climate change, there is universal agreement when it comes to one change in St. Cloud’s climate: it’s going to get hotter. It’s one

Read More

Today’s Market, St. Cloud Real Estate, and One Expert’s Opinion

Friday’s Bloomberg Wealth interview with “The World’s Most Successful Real Estate Investor” shed light on one notable insider’s current thinking—views that should

Read More

St. Cloud Dog-Friendly Listing Features Yield Results

St. Cloud dog lovers (some think of them as ‘owners’—but, depending on how protective the breed, it’s not entirely clear who owns whom) would likely place St. Cloud high on

Read More

Commercial Unit for Lease!

300 14th Avenue East, Sartell, MN 56377Approximately 3,000 - 4,200 sq. ft. available for lease consisting of three large rooms and an open floor area. There is also access to a loading dock with a'

Read More

Open Houses, Saturday June 12th!

Open HouseSaturday10:00-12:00111 Willow Creek DriveWaite Park, MNWelcome home to this beautiful one owner patio home in the desired Willow Creek neighborhood. The home features a spacious 2 bedroom

Read More

Why Do St. Cloud Home Bargains Keep Getting Pricier?

You can rightly say that St. Cloud home bargains are still out there—but not without an asterisk. For local house-hunters who’ve been warned about a shortage of homes for sale, that

Read More

St. Cloud Home Décor Trends Reach the Back Yard, Too

Like all fashion trends, St. Cloud home décor styles come and go—something that can prove troublesome when it comes time to sell your home. Dealing with the master bath’s

Read More

The Finger Puzzle Exception for St. Cloud Listings

St. Cloud real estate wisdom tends to agree with verities from other realms. When you consider the size of real estate transactions in general, it’s logical that it would be hard to keep any

Read More

Open House This Saturday!

Open House Saturday12:00-1:30720 N Park Place , Saint Cloud, MN 56301Conveniently located close to parks, trails, restaurants, entertainment and shopping in St. Cloud, this custom built beautiful

Read More

St. Cloud Real Estate Investments in a Class All Their Own

There are reasons why St. Cloud real estate investments (and real estate investments as a whole) are often considered to be in a class of their own.Bankrate.com, for instance, doesn’t even

Read More

Inflation, Hyperinflation, and Deciding to List St. Cloud Homes

Inflation has been on a lot of peoples’ minds lately, including St. Cloud homeowners who have been considering whether now is the time to list their St. Cloud homes. In what has been

Read More

St. Cloud Homeowners: Time to Think ‘Deck’

Back in March, real estate site apartmenttherapy.com urged homeowners to do some soul-searching before signing up for a new backyard deck. Although their “5 Questions” were said to be

Read More

Brave New World: Bitcoin for St. Cloud Homes for Sale?

Local homeowners with St. Cloud homes for sale may be tradition-bound when it comes to how they plan on being paid (that is, with money)—but not every homeowner is equally old-fashioned. As

Read More

Demystification Needed for St. Cloud Real Estate Trends

By the end of Friday, St. Cloud real estate watchers who hadn’t been paying close attention might have headed into the weekend thinking that home prices weren’t rising as quickly as

Read More

Just Listed! Rice, MN

Just Listed!8660 1st Ave NERice, MN$619,900This beautiful custom built home is situated on a wooded lot overlooking a pond in Oak Hill Estates! The first thing you notice when you walk in door is

Read More

For First-Time Homebuyers, Good News that Couldn’t be Better

You can’t fault a young St. Cloud homebuyer for questioning the need to hire a Realtor® to help buy their first house. After all, they don’t need to recruit an automobile-buying

Read More

Open House Saturday April 23rd

Open HouseSaturday April 23rd11:00-12:30338 Waite Ave SouthWaite Park, MN Well cared for patio home right on the Angushire Golf Course. This home is centrally located with an open living room,

Read More

Why There’s No Point in Charting Last Week’s Investment Survey

Last week was an authentic record-breaker for the stock market. The Dow, S&P, and Nasdaq all set record highs; the number of new unemployment benefit applicants swooned, and industrial

Read More

Checklist to Complete Your St. Cloud Home Spring Cleaning

St. Cloud homeowners who’ve been finishing up cleaning the house may think they are, as the British say, “done and done” with 2021’s spring cleaning chores—but self

Read More

Coming Soon! Oak Hill Estates in Sartell

Coming Soon!8660 1st Avenue NE, Rice, MN 56367This bautiful custom built home is situated on a wooded lot overlooking a pond in Oak Hill Estates! The first thing you notice when you walk in door is

Read More

Are St. Cloud Mortgage Rates Lovelier the 2nd Time Around?

Last week we learned that The Weeknd just sold his 3-acre Hidden Hills estate to Madonna for $19.3 million. Chart-topping singers do tend to pass mansions back and forth, although their songs seldom

Read More

Which St. Cloud Listing Detail Can Be a Little Squishy?

 Today's house hunters have at their command a wealth of information by which to compare the homes currently available on the St. Cloud listings—numbers that enable the kind of apple-to

Read More

Buy vs. Rent ‘Horse Race’ Has a New Champion

 The College of Business at Florida Atlantic University has long offered a calculation that seeks to answer a question that’s key to both St. Cloud renters and the real estate investors

Read More

Why St. Cloud Home Sellers May See a New Reason to List

 Last week we learned that U.S. housing price increases continued their uninterrupted climb. But at the same time, accounts also included a few rays of sunshine for financially pressed

Read More

Open House Sunday!

Sunday11:00-12:00131 Norman Avenue N , Foley, MN 56329Stunning 2-story home built with charm and character. Gorgeous front porch with a gas fireplace welcomes you and your guests. The open and

Read More

Open House Saturday!

Saturday11:00-12:30 107 6th Avenue NW , Rice, MN 56367Showing Agent: Stella SchollProviding a superior level of informed, professional real estate services to buyers and sellers throughout

Read More

Newbie and Repeat Buyers Take Different Paths to Success

Realtor® Magazine’s editors have frequently described the financial hurdles facing first-time buyers in today’s market. Even so, despite rising home prices and stalled inventories, a

Read More

Restaurant for Sale!

Restaurant For Sale!4921 320th Street, Cushing, MN 56443$800,000Established bar/restaurant on beautiful Lake Alexander.The only restaurant on lake, remodeled bar area in 2019.Total seating of 160.+

Read More

A Possible Deal-Clincher St. Cloud Listings Often Underplay

If you are preparing to add your own home to the St. Cloud listings, if you’ve been thinking about using the garage as a clutter depository, you might want to review some relevant words that

Read More

8 Easy Mistakes Homeowners Make on Their Taxes

Don’t rouse the IRS or pay more taxes than necessary — know the score to avoid common tax mistakes.Note: In light of COVID-19 crisis, the IRS has extended the income tax

Read More

What’s One Factor that Might Motivate St. Cloud Sellers?

Personal matters may be most important in deciding when and whether it’s time to sell your St. Cloud home, but at least one real estate industry designation may also factor into that all

Read More

Open Houses April 3rd!

Open House Events – Saturday April 3rd, 2021*****************************Open Saturday April 3rd11:00-12:302525 15th Street NorthSt. Cloud, MN55+ community! Here's an opportunity to have a

Read More

St. Cloud Home Loan Alert: Top Scams to Watch Out For

They never fail to surface once real estate activity shifts into high gear: the St. Cloud home loan scam operators. They seem perpetually ready to pounce on unwary would-be home buyers—notably

Read More

Are Closing Costs Tax Deductible?

Here’s the scoop on what’s tax deductible when buying a house.Note: In light of COVID-19 crisis, the IRS has extended the income tax payment and filing deadline for

Read More

Lasting

Forbes—the publishing company which self-defines its main topics of interest as “finance, industry, investing, and marketing”—must be doing something right. Its original

Read More

It’s Not E=mc2: It’s St. Cloud’s Real Estate Busy Season!

For those who have never bought or sold a home during St. Cloud real estate’s busy season, coming up with metaphors isn’t easy.Ø  It’s not like end-of-model-year auto

Read More

How Long to Keep Tax Records and More: A Checklist

For most tax deductions, you need to keep receipts and documents for at least 3 years.Note: In light of COVID-19 crisis, the IRS has extended the income tax payment and filing deadline;

Read More

St. Cloud Listings are Bound to Reflect Builders’ Issues

About the last thing house-hunters need is additional time pressure—but there are reasons why this spring’s future homeowners may imagine they can hear a faint tick tick tick as they

Read More

Can I Claim The Mortgage Interest Deduction?

Details can be tricky. Double-check yourself with these tax rules affecting homeowners.Note: In light of COVID-19 crisis, the IRS has extended the income tax payment and filing deadline

Read More

St. Cloud Real Estate Boom: Simply Unlike the Last One

Last week, the Wall Street Journal addressed a topic that’s been on the back burner for some time: the likelihood (or not) that the steady rise in housing prices might be a precursor of a

Read More

When It’s Time to Get an Accountant to Do Your Taxes

Note: In light of COVID-19 crisis, the IRS has extended the income tax payment and filing deadline for individual and business returns from April 15, 2021, until May 17, 2021. This

Read More

New Sauk Rapids Listing!

1518 Peach Drive NESauk Rapids, MN 56379$229,000Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents

Read More

New Sauk Rapids Listing!

1518 Peach Drive NESauk Rapids, MN 56379$229,000Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents

Read More

Strategic Spring Cleaning when Selling Your St. Cloud House

If you are a homeowner who’s planning on selling your St. Cloud house, this year’s spring cleaning efforts can merit some extra attention. For most of us, the past year meant a lot more

Read More

Just Sold! Sauk Rapids, MN

1108 Braodway Ave. SouthSauk Rapids, MN               Providing a superior level of informed, professional real estate services to buyers and sellers

Read More

Open Houses March 20th & 21st 2021

Saturday March 20th, 202110:00-12:0034108 Polk Street NECambridge, MNWelcome to your new happy place This tucked away brick rambler sits on over 4.5 wooded acres just a mile outside of town. The

Read More

This Week’s Calendar Links to St. Cloud Real Estate Events

The calendar-printing business won’t admit it, but now that everyone knows how to google “today’s date” (or even just call out any calendar questions in Alexa’s

Read More

When St. Cloud Home Values Rise, Moods Improve!

Lately, most stories dealing with residential real estate have headlined one of two leading subjects: either the scarcity of homes for sale or the recent appreciation in home values. For local,

Read More

Just Listed! Sauk Rapids!

1620 Prairie View Lane NE Sauk Rapids, MN $399,000This beautiful two-story features 5 bedrooms and 4 baths with the hard-to-find 4 beds plus a loft on the same level. The home has plenty of

Read More

Gigantic Rescue Plan Act Should Give St. Cloud Housing a Jolt

The passage of the massive American Rescue Plan Act last week gave those who plot the ebb and flow of St. Cloud housing activity much to ponder. Even without the Act, most observers already expected

Read More

Open Houses March 13th & March 14th 2021

229 Davenport CourtSartell, MNSaturday 10:00-12:001.6 acres in Sartell on cul-de-sac with private wooded lot on Davenport Lake. This 4 bed 2 bath home has a walk out patio lower level

Read More

St. Cloud’s Daylight Savings Will Hijack Sleep this Sunday

Jamestown residents have the week to prepare for Sunday’s sleep-hijacking event—the middle-of-the-night adjustment that’s required to initiate Jamestown’s Daylight Savings

Read More

How to Decide on the Ideal Home Size for Your Family

By Anica OaksMaking the choice to purchase a new home is a major decision for anyone. Once you’ve settled on the idea that you do want to buy a home, there are many more options you’ll

Read More

Inflation Could Affect St. Cloud Real Estate—but Will It?

Last week’s Economic Report from MarketWatch was pretty close to the editorial equivalent of a helpless shrug. On the newly reopened topic of future inflation—a subject bound to have a

Read More

What 4 Reasons Does Freddie Mac Give for Refinancing Now?

Freddie Mac’s slogan is “We make home possible”—a claim that is literally true for more than a few St. Cloud homeowners. Freddie (the Federal Home Loan Mortgage Corp.) has

Read More

Open Houses March 6th & 7th

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial, multifamily, new

Read More

8 Home Remodeling Projects With Top-Dollar Returns

Your home is in the perfect location, came at the perfect price, with the perfect lot. (Yay southern exposure!)But the home itself? Perfect isn’t the adjective you’d use. But you knew

Read More

How a Buffer and a Waterfall Benefit St. Cloud Homeowners

It’s been a worrisome stretch of time, no doubt about it.One worry that hasn’t troubled St. Cloud homeowners was what could follow a nationwide surge in foreclosures. This is a once

Read More

Land for Sale!

Land for Sale!X County Rd 75St. Cloud, MN 56301$1,199,000Ready when you are. Unlimited potential, currently zoned ag and leased for farming. But so much opportunity, adjacent to housing development,

Read More

Two Signs Spark St. Cloud Peak Season Action

The rationale behind St. Cloud’s “peak season” for home sales may be open to question, but the fact of its existence has been firmly established for decades. Across the U.S., come

Read More

New Listing! 213 27th Ave, St. Cloud

New Listing!213 27th Avenue NorthSt. Cloud, MN 56303$174,900Wonderful rambler in North St. Cloud with new kitchen granite counter-tops, 3 main floor bedrooms, main floor full bath with Jacuzzi,

Read More

Will St. Cloud Listings Downplay "Open Concept"?

For quite a while, many St. Cloud listings have favored the phrases "open concept" and "open-plan living"—contemporary phrases evoking spacious-feeling architecture only a true agoraphobic

Read More

Open Houses February 27th & 28th

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial, multifamily, new

Read More

In St. Cloud Real Estate’s Future, Speculating about the Garage

Last Thursday, NASA plunked a one-ton, car-sized vehicle down on Mars—complete with a pet drone aboard. On Friday, St. Cloud screens showed the first high-definition pictures of the Martian

Read More

New Listing! 1113 Oak Pond Drive

1113 Oak Pond DriveSartell, MN 56377$399,900 This stunning 4-bed, 4-bath custom built rambler home is situated on a large lot overlooking a beautiful nature filled pond! Top quality high-end

Read More

Second Thoughts for St. Cloud Owners Thinking ‘FSBO’

“For Sale by Owner” (FSBO) enthusiasts certainly hoped that the ascendancy of the Internet would be just what the doctor ordered to catapult their endeavors—and why not? Once St.

Read More

Just Listed - Sartell, MN

1500 20th Avenue SouthSartell, MN 56377$440,000Welcome to Daybreak! This 3 bedroom, 3 bath slab on grade 2 story leaves little to be desired. The main floor boasts in-floor heat along with a large

Read More

Post-Pandemic Homebuyers Register Priority Shifts

Most of this year’s St. Cloud homebuyers fall into one of the major categories described in the most recent NAR statistical homebuyer survey. The National Association of Realtors® makes it

Read More

Newly Uncovered Real Estate Surprise Gender Gap

One of the most stubborn disparities in American life is the gender gap in the rewards women and men receive in their day-to-day working lives. The pay gap may be partially explained by career

Read More

New Commercial Opportunity!

$147,500Been looking for a spot to move your business to? Check this building out, the awning on the front of the building is not that old and has hardly been used. There is potential for another

Read More

Consumer Optimism Uptick Cheers St. Cloud Home Sellers

One of the most reliable bellwethers for real estate prospects has long been the direction of consumer moods—a times are getting better/times are getting worse polarity. In that department,.

Read More

Just Listed, Sartell MN!

New Listing1008 Bridgeport DriveSartell, MN 56377$242,000Spectacular floor plan featuring a fantastic kitchen layout with stainless steal appliances, bay window seat, hardwood floors & raised

Read More

Seasonal Quiz: What’s the Best Time to Sell?

As St. Cloud gears up for the traditional peak selling season, the internet is again teeming with facts and figures about selling your home—when is the best time to list, when to close, etc.

Read More

Just Sold! Sunday, February 14th 2021

7423 Riverbend CourtSauk Rapids, MN 56379Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in

Read More

February 13th & 14th Open Houses

 *************************************************************************Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central

Read More

Anxiety Removal Via Preemptive St. Cloud Home Inspections

“A home inspection is one of the last hurdles that buyers and sellers have to get through before the sale of the property is complete.”After that definitive declaration, the moving.com

Read More

Business Opportunity - Gravel Business

7877 Industrial Road, Culver, MN 55779$1,190,000Operating gravel business with over 8000sf building, heavy equipment with operating fixtures. 3 phase electric, 2 wells, located along Highway 7

Read More

Not Spine-Tingling, but Significant: HOA Popularity

Homeowner Associations simply don’t make for spine-tingling backdrops.Again this year, there are no HOA-themed musicals planned for off-Broadway debuts, and nary an HOA-themed mystery series

Read More

This Spring Will Favor Prepared St. Cloud Homebuyers

If last week’s Realtor® Magazine commentary is accurate, the timing for St. Cloud’s peak homebuying season looks as if it is apt to return to traditional seasonal patterns&mdash

Read More

Just Sold, February 6th 2021

Just Sold!320 Dakota Ave S.Montrose, MN 55363Beautiful, updated home featuring a kitchen accented with granite countertops, stainless steel appliances, birch cabinets, and recessed lighting. Newly

Read More

Open House's Saturday February 6th, 2021

Open 11:00- 12:006315 Kenwood RoadSt. Cloud, MN 563030$207,9004 bedroom, 2 bathroom custom built split level home on a .46 acre lot! Home features an open layout, vaulted ceilings and new windows

Read More

Multiple Lake Properties For Sale!

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial, multifamily, new

Read More

Coronavirus Mortgage Relief: What You Need To Know

It’s a confusing time, but lenders are putting remedies, like forbearance, in place to help homeowners.Mortgage lenders, and the federal agencies that regulate lenders, are putting coronavirus

Read More

Some Down Payment Assumptions May Mislead Home Buyers

In a post published last week, a panel examined some common real estate misconceptions. Seven Forbes Real Estate Council members sought to correct misinformation they say they encounter most

Read More

New Listing! 610 5th Street NW, Richmond MN

Desirable 4 bedroom rambler on a large corner lot. Open floor plan allows for great space to entertain. There is an abundance of storage throughout the home. You choose, relax by the fireplace, or

Read More

How St. Cloud’s Groundhog Day Narrowly Misses the Point

Most local folks will be reminded that Tuesday is St. Cloud’s Groundhog Day via the media circus surrounding Punxsutawney Phil’s televised prognostication. Few, if any, will question how

Read More

January 30th & 31st Open Houses!

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial, multifamily, new

Read More

U.S. Listings Odd Couple: Scant Inventory, Brisk Sales

We keep reading about the widespread shortfall in U.S. home listings—usually credited for the steady rise in prices. For the typical St. Cloud homeowner inclined to sell anyway, you’d

Read More

Business Opportunity!

4921 320th StreetCushing, MN 56443$800,000Established bar/restaurant on beautiful Lake Alexander.The only restaurant on lake, remodeled bar area in 2019.Total seating of 160. 50+ outdoor patio/tiki

Read More

St. Cloud Homes for Sale during Emotionally Trying Times

You can bet that just about every one of the St. Cloud homes currently for sale is owned by someone whose wish is for a rapid sale to a buyer who will be delighted that their offer was accepted. For

Read More

New Listing! Tuesday January 26th

New Listing!155 2nd Street SWRice, MN$250,000Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing

Read More

St. Cloud Household Components that Rate a “WORST”

If you have anything to do with keeping the constituent parts of your St. Cloud household in good running order, you’re probably familiar with Consumer Reports magazine and its website. Year

Read More

Are Gender House-Hunting Role Stereotypes Changing?

There’s no shortage of research and insights into how men and women differ when it comes to consumer attitudes—but scarcely any that deals specifically with the most important purchase

Read More

Home Buying and Selling During the Pandemic: What You Need to Know

Technology and good-old-fashioned creativity are helping agents, buyers, and sellers abide by COVID-19 health and safety practices while getting deals done.Some buyers are touring houses virtually.

Read More

St. Cloud Realtors® Eye Prospects for Mortgage Rate Stability

St. Cloud homeowners and the St. Cloud Realtors® and mortgage professionals who serve them aren’t the only ones who keep an eye on the day-to-day gyrations of home loan interest rates.

Read More

New Listing Alert!

143 Frontier Court, Sauk Rapids$389,900Wonderful 5 bed/5 bath one-owner modified two-story on a wooded cul de sac lot in a family friendly Sauk Rapids neighborhood! This nearly 4,200 square foot

Read More

5 Renovations Aid Sellers in Today’s Germophobic Era

Last week, area homeowners who plan on selling their St. Cloud homes might have discovered some promising ideas for making the most of today’s pandemic-spawned health concerns. The ideas came

Read More

5 Design Ideas to Tackle Blank Walls

5 Design Ideas to Tackle Blank WallsNearly every home has one. Unfit for furniture, yet too conspicuous to leave bare, it’s the dreaded blank wall–dun, dun, dun!Do you need inspiration

Read More

Buying a Home in a Seller’s Market: How to Get the Most for Your Money

By Anita GinsburgDuring a buyer's market is when most experts will recommend you buy real estate. A buyer's market is when there are more properties for sale than prospective buyers, and sellers are

Read More

Open Houses, Saturday 16 & Sunday 17th

Open House!Saturday, January 16th11:00-12:00131 Norman Ave NorthFoley, MN 56329Stunning 2 story home built with charm and character. Gorgeous front porch with a gas fireplace welcomes you and your

Read More

St. Cloud Listing Decision May be Affected by Federal Move

For homeowners weighing the pros and cons of adding their homes to the St. Cloud listings, the ‘pros’ are substantial. The steady national rise in home prices indicates a healthy market

Read More

Investment! Rent or Buy!

50 10th Avenue S, Waite Park, MN 56387$2,995,000This high visibility location features two commercial buildings with a combined square footage of approximately 25,300 square feet, plenty of parking

Read More

Simple Actions Help Turn Renters into St. Cloud Homeowners

The season for New Years’ Resolutions is barely underway, but if history is any guide, many have already met their Waterloos. For future St. Cloud homeowners resolved to make this the year

Read More

New Listings, January 5th-12th 2021

Just Listed!131 Norman Avenue NorthFoley, MN$355,000223 N Holcombe AvenueLitchfield, MN$119,000 814 11th Ave NorthSaint Cloud, MN$149,900 1310 Cooper Avenue SouthSaint Cloud, MN$299

Read More

St. Cloud Homes for Sale: Why Wait?

About this time every year, the question for house hunters is whether to delay their serious shopping until the anticipated springtime upsurge in St. Cloud homes for sale. Almost every year, when

Read More

Apartment Fire Safety 101

Apartment Fire Safety 101Do you live in an apartment or condominium? If so, do you know what to do in case there’s a fire when you’re home? To help you stay safe, the U.S. Fire

Read More

Open Houses, Saturday January 9th 2020

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial, multifamily, new

Read More

Does a Smart Home Payoff Come from an Unexpected Source?

Some of today’s ‘smart home’ technology is costly—even considering the savings from lessened resource usage. Even so, the ‘green’ results seem to provide

Read More

Investment Opportunity on St. Germain Street!

11705 West St. Germain Street, St. Cloud $499,900 Character filled, historic building with so many possible uses, and fantastic central location to all of St. Cloud and surrounding areas.

Read More

St. Cloud Real Estate and Five Major Trends for 2021

Dave Ramsey is a standout among media finance coaches. It’s hard to disagree with his brand of commonsensical counsel that eschews shortcuts and paths to riches that depend on newly concocted

Read More

Home Offices Continue to Grow In Popularity Amid Pandemic

As the current pandemic continues to rage across much of the country, and the world, many in the workforce who are being forced to work from home are looking to this temporary arrangement as more of

Read More

Just Listed! January 5th, 2021

Just Listed!19275 Eaglewood Road, Clearwater, MN 55320$799,900Wonderful 4 bed/3 bath custom hand hewn log-home made from old growth White Pines on nearly 5 scenic acres, 15 minutes to St Cloud &

Read More

For St. Cloud Homeowners, Good News in a Tough Year

No one may be sure of how many St. Cloud homeowners chose to deal with their year-end stir-craziness by surfing the web last weekend, but for those who did so by Googling “top events of 2020,

Read More

St. Cloud Rental Properties Double Growth Possibilities

St. Cloud rental properties can bring their owners substantial investment income at the same time they are quietly building equity. It sounds clever—and it is clever, as many legendary titans

Read More

St. Cloud Real Estate: is Price Moderation in the Cards?

As St. Cloud nears the end of 2020, one of this year’s defining economic hallmarks was the sustained continuation of real estate price rises. According to last week’s email announcement

Read More

St. Cloud Listings: Beauty that’s Way More than Skin Deep!

For everyone who is serious about searching for their next St. Cloud house, it’s no exaggeration to say that today’s St. Cloud MLS listings are an all-but-indispensable tool. Yes, it is

Read More

How Seasonal Shopping Events Support St. Cloud Homeowners

With Thanksgiving Day gatherings behind us, this year’s St. Cloud holiday shopping action re-focused on the Black Friday sales phenomenon. Early reports were encouraging—but confirmed

Read More

The National Dog Show: Relevant for St. Cloud Home Sellers

It is increasingly clear that as Americans, we are members of a pet-crazy nation. Last Thursday was more than just Thanksgiving Day: at noon, it was time for TV’s 18th annual presentation of

Read More

For St. Cloud Home Sellers, this “13” is Lucky!

In any other year, when St. Cloud homeowners read an opening line like, “For the 13th time this year, the 30-year fixed-rate mortgage set a record low…,” their reaction would most

Read More

How Does Goodwill Come into Play in St. Cloud Listings?

When you and your Realtor sit down to arrive at your property’s St. Cloud listing price, there is no controversy about the mutual goal. The object is to arrive at the highest figure that will

Read More

This St. Cloud Thanksgiving, Less Imagination Needed

This Thanksgiving Day, some St. Cloud family celebrations may be somewhat curtailed thanks to precautions about spreading you-know-what-19. Yet, even so, in addition to ham (or turkey or tofurkey)

Read More

New Startups Probably Won’t Reshape St. Cloud Real Estate

Real estate news items were rare last week, drowned out by the din of election and pandemic-related developments. Yet, true to form, St. Cloud readers could rely on The Wall Street Journal to come

Read More

Consumer Credit Score News: Not Really Illogical

Sometimes perfectly logical assumptions just don’t pan out.For homeowners who had planned to sell their St. Cloud home this year, the sudden advent of the COVID-19 pandemic looked like the

Read More

House-Hunting in St. Cloud: Some Fundamentals are Changing

House-hunting in St. Cloud may start on a laptop, but although “sight-unseen” purchases are on the rise, sooner or later, most forays become less virtual. Soon after one of St. Cloud

Read More

Details Reveal Why Real Estate Activity Defies Expectations

For anyone who follows St. Cloud real estate trends, this year has upended all expectations. Even following the declaration of the national pandemic emergency, the course of activity continued to

Read More

St. Cloud Home Workplaces Prompt an Overlooked Side-Issue

At Stanford, they call it the new “working-from-home economy”—one featuring “an incredible 42% of the labor force working from home full-time.” The latest Gallup survey

Read More

St. Cloud Home Maintenance Tips We Tend to Overlook

Staying on top of everything involved in keeping St. Cloud homes in tip-top condition requires at least some degree of parallel concentration—a skill that can be hard to manifest when major

Read More

The Reason St. Cloud’s Veterans Day Falls on Wednesday

“Why Wednesday?”Many younger residents will probably be wondering about St. Cloud’s Veterans Day scheduling. Except for Thanksgiving—the ever-Thursday celebration—most

Read More

When to List Your St. Cloud Home: it’s Controversial

Sometimes, the timing for when to list your St. Cloud home is pretty much dictated by circumstances. Whether they be personal or professional changes that call for a move, when to list is (as

Read More

How Will You Score in this St. Cloud Real Estate Quiz?

Every profession creates them—an ever-expanding vocabulary of specialized terms, followed by the list of acronyms they spawn. St. Cloud real estate is certainly no exceptionFortunately for the

Read More

Daylight Savings Shift Challenges St. Cloud Homeworkers

St. Cloud residents who dutifully set their clocks back an hour last Saturday night may have been grateful for the extra hour of shuteye—but if they've been reading what shrinks and biologists

Read More

St. Cloud Real Estate Welcomes ‘Lowest Ever’ Mortgage Rates

They were at it again last week—the party-poopers who wanted to quibble about what newspapers and broadcast media were proclaiming: a shattering of the record lows in mortgage interest rates.

Read More

What’s One Group Whose 2020 Halloween Won’t be Different?

Come Saturday night, Halloween in St. Cloud is going to be a lot different this year, for sure—but for one large group of individuals, it won’t differ from any other year.Driving around

Read More

Landscape Architects Champion (Guess What?) Mud Pies!

Last Thursday, the professional blog of the American Society of Landscape Architects championed an unlikely health abettor: "mud pies." At first blush, that sounds more like an April Fool’s

Read More

“Double Yellow Line Value Killer” Not Obvious from its Listing

As it relates to St. Cloud residential properties, the “location, location, location” homily is usually thought of as referring to neighborhoods. Homes in superior St. Cloud

Read More

What Inevitable Force is Tamed by St. Cloud Real Estate?

You can forgive those responsible for the St. Cloud family shopping if they tend to be suspicious when we go for long without hearing much about inflation. Last Wednesday’s Associated Press

Read More

Buying St. Cloud Homes: Sure Thing in Volatile Times

St. Cloud readers may have come across a worrisome prospect being suggested by some prominent real estate pundits: the likelihood that the steady rise in residential real estate values will trigger

Read More

St. Cloud Home Theaters May Morph into Something Else

Last week’s announcement came as gloomy news for local filmgoers who’d been counting on a field trip to see the new James Bond release (it’s been delayed again, this time, until

Read More

A Practical Housewarming Gift List for New St. Cloud Arrivals

The U.S. News & World Report weighed in last week with a quite useful list: housewarming gift ideas that are both thoughtful and practical. The entire list ran to 15 entries—some less

Read More

Will a “Renter Nation” Future Spur St. Cloud Investor Interest?

When yahoo!finance (the exclamation point is part of the title) puts residential real estate at the top of their feed, a fair number of St. Cloud readers are apt to come across it. Last Thursday,

Read More

To Sell Your St. Cloud House, this Room Rates Attention

Once you have decided to sell your St. Cloud house, unless it’s already in top-notch shape, you face some meaningful decisions about things that might need to be refreshed, upgraded, or

Read More

Why St. Cloud Mortgage Rates are Anything but “Normal”

Ask any grandparent: “is it actually true that St. Cloud mortgage rates averaged more than 18%?” They’ll tell you. It happened. And that was less than 40 years ago.The reason to

Read More

Your St. Cloud Home’s Value and Sale Price: they’re Different

Last month’s U.S. News article headline looked promising: “The Guide to Understanding Your Home Value.” What St. Cloud homeowner isn’t at least curious about that? Written by

Read More

October Means it's St Cloud Home Safety Check-up Time!

October arrives on Thursday, which means it's time for homeowners to set aside the hour or two it takes to carry out an annual October home safety check-up. October is widely deemed the appropriate

Read More

Existing Home Sales Skyrocket with No Need for the ‘R’ Word

When corporate leaders seek to communicate good news on their company’s performance, they frequently reach for the ‘R’ word: “robust.” Sales are robust; production is

Read More

Probing the Future and St. Cloud’s Residential Real Estate

“To understand the future, we must focus on what real estate does for people.”That deceptively simple quote underlies the central proposition in this month’s Editor’s Pick by

Read More

Closing Out Your Unused Credit Cards? Not So Fast!

St. Cloud residents who will be buying a home, refinancing their mortgage, or even just financing a car anytime soon, should think twice before making abrupt credit moves. Even some actions intended

Read More

If This is Tuesday, it Must be Autumn in St. Cloud

Tuesday marks the end of summer and the onset of autumn in St. Cloud—the day astrophysicists and TV weather forecasters like to refer to as “the autumnal equinox.” After the,

Read More

Year-End Real Estate Predictions: Take Your Choice

It’s normally tricky business to predict the direction that the U.S. real estate market will be taking in any coming year, but in most years, projecting the situation for just a few months in

Read More

Negotiating St. Cloud Home Sales Calls for Cool

A few years back, the Business Insider listed one tip for negotiating a home sale: “Don’t be a jerk!” That sounds like a hyperbolic put-down (after all, who wants to be a jerk?).

Read More

When Home Loan Rates Don’t Match All-Time Lows

Last week, those who closely monitor St. Cloud home loan rates were treated to a literary fit of impatience by the Mortgage News Daily—usually one of the most dispassionate of mortgage.

Read More

For St. Cloud Home Buyers, Fall Brings Renewed Incentives

For everyone whose springtime house-hunting plans were disrupted by the pandemic, it might seem best to just let the year pass before renewing the project, since things still haven’t settled

Read More

This Year’s St. Cloud Labor Day is a Little Bit Different

Doug Larson was a local columnist in Wisconsin who won national prominence for his droll observations. He came up with what is still the most often repeated joke about Labor Day: “If all the

Read More

Home Loan Paperwork Addition Resembles a Childhood Oath

“Cross my heart and hope to die!”It’s one of childhood’s most solemn oaths, still uttered by six-year-olds who hope it will convince one and all of their heartfelt intention

Read More

Googling Sales Gains, Why the Apparent Disparity?

St. Cloud real estate observers who Googled ‘existing home sales’ on Friday would have encountered a valuable reminder of how statistics can be true—but nonetheless misleading.

Read More

St. Cloud Residential Inquiries during Summer’s Silly Season

This year may go into the history books as the one that sprang more surprises and turnarounds—including unparalleled disruptions and resumptions in St. Cloud residential commerce —than

Read More

What Common St. Cloud Refinance Decision May Prove Costly?

“This is so very wrong,” wrote leading personal finance adviser Suze Orman last week. She was blogging about what she considers a major error being made by homeowners currently arranging

Read More

Why are Average Down Payments Shrinking?

Most of today’s first-time St. Cloud home buyers are aware that they’re no longer tied to strictures laid down in previous eras—especially the one dealing with 20% down payments.

Read More

Is ‘Own-to-Rent’ Impacting St. Cloud Home Sales?

Last week a thought-provoking article appeared on PYMNTS.com (the leading news channel for the payments industry). In case you’re one of the St. Cloud residents who’s never even heard of

Read More

Home Improvement Surge: Another Pandemic Side-Effect?

One pandemic side-effect affecting St. Cloud residential properties got Wall Street’s attention last week. The second-quarter sales numbers were scheduled for release, and the home improvement

Read More

Practical Moving Tips for Getting Started Early

You don’t have to rely on psychologists to know that moving your entire St. Cloud household can be one of life’s more taxing events. Early on, well before you have firmed up a moving,

Read More

St. Cloud Home Sellers Greeted by Encouraging Signs

For prospective St. Cloud home sellers who have been holding back, waiting for the past months’ chaotic events to quiet down, last week ended with an array of encouraging signs. The national

Read More

For St. Cloud Listing Lingo, ‘Most Popular’ May Not be ‘Best’

Today's St. Cloud real estate listings create a live, real-time catalog of homes from Architecture Digest-worthy estates to the humblest fixers. When the nuts and bolts of a property fill the

Read More

St. Cloud Mortgage Rates Make History

For St. Cloud mortgage interest rate chroniclers, this month began with the culmination of a trend that’s been playing out for quite some time. It’s “the other shoe” that

Read More

For St. Cloud Homeowners, Potting Season is Game On!

We’ve arrived at the familiar post-Mother’s Day time of year. The birds are cheering up everyone’s St. Cloud mornings with their noisy springtime come-hither commotion. Out in the

Read More

A Rosy Report, St. Cloud Homes, and a Prediction Draught

Last Thursday was the regular release date for ATTOM Data Solution’s quarterly Home Equity report. This year, ongoing events created the need for some additional commentary.As the &ldquo

Read More

Businesswise, What’s Odd about Selling Your St. Cloud Home?

Looking at the prospect of selling your St. Cloud home from a purely business perspective, it has some odd sales attributes. Pricing is definitely one of them.Consider how manufacturers arrive at a

Read More

What 7 Spring Cleaning Tips Make for a Professional Job?

The feeling of being cooped up that has predominated throughout so much of St. Cloud’s springtime may be loosening up, but one way to capitalize on the situation is to take the extra indoors

Read More

For St. Cloud Home Buyers and Sellers, a Shift in Tone

The “Real Estate News” tab in Realtor.com is a reliable source for information that real estate followers—especially active St. Cloud home buyers and sellers—can turn to for

Read More

St. Cloud’s May Day Traditions Recalled

May Day is an officially recognized public holiday in 66 nations and unofficially celebrated in many more—but here in the U.S., it isn’t. That’s why on Friday, there won’t be

Read More

Out of the St. Cloud Entertainment Void, Stirrings of Life

Despite all hurdles, St. Cloud residential real estate continues actively—now with the sense that an uptick is in the wind. Even for area homeowners who have been waiting for a return to pre

Read More

Is it Time for Your Own “As Soon as This Passes” Plan?

Like many other local professional people, we St. Cloud Realtors® have been working in a challenging (you might say, “topsy-turvy”) business environment. It’s one that nobody

Read More

Listing Your St. Cloud House Now: Surprising Positives

At first blush, the idea of listing your St. Cloud house during today’s emergency conditions would seem impractical—but it turns out to be entirely doable. There are even some plusses

Read More

Distressed St. Cloud Homeowners Get Forbearance Relief

Fallout from the abrupt closure of local businesses has created financial chaos for some St. Cloud homeowners. For breadwinners forced to make painful choices between creditors, there seems to be no

Read More

What’s the Chance of Selling Your “Unique” St. Cloud Home?

Suppose your St. Cloud home is an oddball? It may be a terrific residence, but there’s no denying that it just doesn’t fit in very well with the feel of the neighborhood. In St. Cloud,

Read More

Despite a Monkey Wrench, the St. Cloud Census is On!

By now, just about everyone has been contacted in one way or another by the folks at the Census Bureau. For St. Cloud residents who received a letter, email, or smartphone notification, it probably

Read More

History’s Surprise Hints for Future St. Cloud Home Values

After what seemed like ages, the tone of the news started to slowly brighten last week. Government officials began to discuss how they anticipated managing a return to pre-pandemic life—one

Read More

Events Distract from Epic St. Cloud Home Loan Bargains

Last week Yahoo’s Finance page led with a commentary that posed the question, “Why Aren’t Homeowners Taking Advantage of Low Mortgage Rates?” Although the premise (

Read More