Noel Johnson's Blog Posts

Noel Johnson's Blog Posts

Holiday Pet Hazards Cause Owners To Think Twice
This is the time of year when St. Cloud pet owners start to hear reminders that the holidays usher in Danger Season for family pets. It isn’t only that Fido is liable to pull t...

St Cloud Home Sellers Get Unlikely Staging Input
It’s fair to say that Walmart—the iconic American superstore—isn’t the first place most St. Cloud area home sellers are likely to think of when it comes to staging their ...

Weather Derails US Holiday Travel Record
St. Cloud’s Sunday was officially called “Sofa Sunday”—possibly in recognition of its service as a welcome interlude between Black Friday sales, Small Business Saturday s...

What Could Be Wrong With A Very Right House
 When most people set about finding their next home, their attention is occupied by how well the listed properties fulfill the family’s immediate housing needs. These includ...

Valuable Shorthand Tool For St Cloud Real Estate Investments
St. Cloud real estate investors who are taking a hard look at this autumn’s St. Cloud listings can be counted on to have some blend of two objectives in mind. They’ll be look...

Just Why Is St Clouds Thanksgiving On Thursday
 For most St. Cloud residents, the account of the first Thanksgiving is the Plymouth Colony story rather than the French or Spanish versions (their giving thanks celebration...

How Millennials GenXers Boomers Split On Preferences
 Luxurious bathrooms are getting to be a staple in nearly all the new homes being built today. For future sellers whose older St. Cloud homes come up short in that departmen...

Why The High Offer Isnt Necessarily The Best Offer
It’s exactly what you were hoping for when you listed your St. Cloud house: multiple offers! They’ve just been submitted, and now you get to choose which offer is the best on...

Its That Time Again 2020 Real Estate Predictions
Now that we’re almost to Thanksgiving, we find ourselves at the traditional moment when real estate’s soothsayers dust off their crystal balls and get busy. In the coming wee...

Nov 11 2019 24220 1
Last week’s email to the Wall Street Journal’s real estate followers contained a Good News/Bad News tale dealing with European home loan rates. St. Cloud readers in a positio...

St Cloud Real Estate And An Answer To One Nagging Question
Gaining insight into today’s St. Cloud real estate market doesn’t usually call for Nobel Prize-level theoretical input, but you can make a pretty good argument that last week...

Housing Affordability Looks To Be Less Of A Hurdle
There are many ways to look at housing affordability in St. Cloud—but if you’re a typical prospective homebuyer, the one that makes a real difference isn’t found in the rea...

Inheriting St Cloud Homes Not Without Issues
 The wisdom behind the truism that there’s no such thing as a free lunch can even apply in a context as virtuous as inheriting St. Cloud homes. Parents bequeathing the fam...

Whats The Insurance Drama For St Cloud Homeowners
 The headline promised “Ways to Dramatically Lower Your Home Insurance Costs”—there were six of them—and indeed, it was followed by some sage economic advice. Insura...

Selling Your St Cloud House Some Auspicious News
 For those pondering the timetable for selling their St. Cloud house, last week’s developments may add a couple of plusses into the “sooner” column. There are always p...

Can St Cloud Daylight Savings Time Really Be All Wrong
 On Sunday, the end of St. Cloud daylight savings time will have us all regaining the hour we lent ourselves last spring. That’s a realistic way to look at what we’re ac...

What Real Estate Innovation Will Vanish After Halloween
 St. Cloud entrepreneurs are familiar with FastCompany, the long-standing periodical of record promoting business creativity. It sponsors things like its Innovation Festival...

Real Estate Horror Stories Rattle St Cloud Homeowner Nerves
 Since Halloween comes around with ‘nary a difference from one year to the next, you’d think that editors eventually would be stumped to come up with a new topic for the...

Which St Cloud Maintenance Tip Is Seldom Publicized
 Now that it’s late October, the usual spate of Fall Maintenance and Autumn Housekeeping advisories should be surfacing on the web, newspapers, and airwaves. These are the...

Holiday Decorating Timetable Trustworthy Or Dubious
 According to last week’s news release, if you already see your St. Cloud neighbors putting up their holiday decorations, they’re just going with the flow. At least that...

How Real Estate News Seeps Into St Cloud Homeowner Brains
 If you own (or intend to own) your own St. Cloud house, some portion of your brain is probably attuned to late-breaking housing news. This may ring true for you—particula...

This St Cloud House Selling Lament Is Easily Avoided
 One often-repeated lament you hear from St. Cloud house sellers is this one: “I wish we’d done the [major remodeling project] long ago so we could have enjoyed it!” I...

This Week St Cloud Gets A Columbus Day Kickoff
 This is the week that leads off with the Federal holiday that reminds us of the epic turning point of Christopher Columbus’ voyage of discovery—the day he arrived in th...

St Cloud FixerUpper Projects Ripe For FirstTime Investors
 The fix-and-sell investment strategy is as popular as ever thanks to exposure on cable television—both as TV series and late-night advertorials. St. Cloud fixer-upper pro...

It Is Not Halloween Yet But Some Home Decor Is Horrifying
St. Cloud neighborhoods are already boasting their traditional pre-Halloween decorations. Like ‘mums and pumpkins, the appearance of mannequin goblins and ghosts is, after all,...

One Missing Step That Can Improve Your St Cloud Listing
For area home sellers, our St. Cloud listings are their leading gateway to the homebuying public. In truth, judging from the amount of traffic the St. Cloud MLS gets every day, i...

9 Reasons For Owning Your Own St Cloud House
 You don’t have to convince local homeowners about the wisdom of owning your own St. Cloud house—but for a while a couple of years ago, that wasn’t universally agreed ...

Downsizing Alone Doesnt Guarantee Moving Success
If “downsizing” figures large as a goal many St. Cloud homeowners are seriously considering, The Washington Post is now citing a newer phenomenon that many older home buyers...

This Gesture Makes For Gracious St Cloud House Selling
When you first begin thinking about house selling, most St. Cloud sellers are rightly focused on getting the property in top shape, establishing a solid relationship with their S...

A Break For Some St Cloud Real Estate Transactions
 Last week ended with some good news that can affect many St. Cloud real estate transactions—specifically some with bottom lines equal to $400,000 or less. It came in the ...

Estate Is A Word With Many Meanings
The word “estate” is one of those words that can carry a boatload of different meanings. As part of the “St. Cloud real estate” caption, it’s one of the positive ones. ...

Local Market Updates With Chris Jacques And John Michaud WwwPremierHomeSearchcom
Local Market Updates with Chris Jacques and John Michaud!www.PremierHomeSearch.com...

The Downsizing Dilemma Gets A Helpful Hint
Here’s an idea from one homeowner who’s just completed a complicated exit from a sizeable house to a smaller property. It’s a last-minute strategy that could be helpful for...

Mondays Equinox Ends Summer But The Fed Signals Heat
 For astronomers and TV weather forecasters, this Monday marked a red-letter day. It now seems as if the same could be said for St. Cloud’s market prospects.In the wee hou...

Time Truly Is Money In Your St Cloud Landscaping Approach
If you ask the web, “what does Time is Money mean?” it tells you that time is a valuable resource,so do things as quickly as you can. That’s one way to look at it—from a su...

Selling Your St Cloud House Vital Decluttering Word
When it comes to selling your St. Cloud house, the word that pops up in every discussion is theubiquitous “decluttering.” Decluttering means exactly what it says: removing clut...

Updating Your Own St Cloud Home With Reclaimed Material
According to Alina Dizik, one of the leading Wall Street Journal’s real estate commentators, agrowing number of luxury homeowners are finding new appreciation for an old idea. ...

Author Of Retirement Landmark St Cloud Homeownership
Ever since its introduction in 1965, Americans by the millions have embraced the retirement vehicle known by its IRS handle, the “401(k).”  It hardly matters that few St. ...

Uber Controversy Boils As Real Estate Sale Surfaces
This summer’s Uber driver controversy came to a boil over one particularly notable real estate market item. Whether or not St. Cloud residents have ever had occasion to use the w...

Whats Surprising About GenXers And St Cloud Real Estate
By now, just about everyone in St. Cloud looks back on the last decade’s housing bust with a lot less consternation than heretofore—time can do that (as well as the recovery of...

St Cloud Real Estate Investing Without PopUp Ads
Few St. Cloud residents who spend much time online have avoided the unnerving experience of having their screens populated with ads aimed at them, personally. Whether the culprit i...

Invisible Remnants Remain In JustSold St Cloud Houses
When most of us envision the momentous occasion when you hand over the keys to your just-sold St. Cloud house, it’s probably some variation of the traditional mental image: peopl...

For St Cloud Neighborhoods 4 Features Warrant Scrutiny
Every serious house hunter is aware that the St. Cloud neighborhood surrounding any house has a significant effect on its ultimate value. It follows that the future of a neighborho...

What Qualities Do Top St Cloud Real Estate Agents Share
If it’s the first time you have ever bought or sold a house, don’t fret if you’ve found yourself procrastinating—who wouldn’t? Most people are at least temporarily paraly...

Only Careful Listening Yields True Homes For Sale Prospects
It never ceases to amaze: the way media news briefs can state a set of facts that, despite being literally accurate, leave listeners with a mistaken impression. For local homeowner...

Who Did Invent Labor Day Anyway
 For St. Cloud neighbors who are curious about how Labor Day got started, most of the readily available references seem to hedge just a little. They have introductory lines li...

Which St Cloud Homeowners Benefit From The Rate Cuts
When interest rates were cut after the Fed’s July meeting, the press was quick to point out that not every homeowner would benefit from the move. As Bankrate.com noted in its ...

Rethinking Assumptions About Selling Your St Cloud House
Oftentimes those lists naysaying common “myths” about selling a house are actually addressing assumptions. If “myths” are stories handed down through the generations, “...

St Cloud Homebuying Basics What Some People Dont Know
 The government thinks that Americans are sorely lacking when it comes to key homebuying information. It’s hard to say whether that’s true of the St. Cloud homebuying po...

In A News Desert Mortgage Rate Shift Triggers Analysis Tsunami
 For those who’d been monitoring St. Cloud mortgage rates ahead of last week’s Federal Reserve interest rate cut, the news that followed was less than definitive. The Fe...

Real Estate Myths
...

2408 Tiffany Court St Cloud 56301
Nothing compares to this custom patio home that has it all! With 10' ceilings in the main area and hand carved ceramic tile ...

Good Times Make It Time To Sell Your St Cloud House
 Whenever the U.S. economy is booming, there are naysayers who view it as terrible news. It’s not surprising since economists can disagree about just about anything and po...

7 Step Progression For Buying St Cloud Homes Under Pressure
 Buying St. Cloud homes takes some degree of organization no matter what. Especially when time is a screaming imperative, it can make or break whether you land a home that...

Which Two Words Are Also Worth 1000 Words
Every now and then we have to shake our heads at how much the electronic transformation has changed daily living in St. Cloud. Electronics have invaded practically everything—f...

Whats Numerically Incorrect About St Clouds 4th Of July
 This Thursday, all of St. Cloud will be out celebrating America’s Independence Day—the 4th of July national holiday that’s only slightly incorrect, numerically speaki...

When Selling Your St Cloud Home Is A Double Whammy
 USA Today quoted an eye-opening figure. It’s one that probably means that it describes one of the most common of circumstances that might apply to St. Cloud home buyers o...

How Is Selling Your St Cloud Home Like Switzerland
 They never fail to draw web readers—those “Top” lists of ways to get the best results when selling a home. Despite its name, Investopedia is a web site which devotes ...

Which Investment Wins Owning A Home Or Wall Street
 Owning a home—whether in St. Cloud, in Minnesota, or in any other state—is Americans’ most trusted way to build wealth. That’s the takeaway from Gallup’s poll, co...

Negotiating St Cloud Real Estate To Avoid Speedbumps
Volumes have been written on the art of negotiating—with more certain to come. Especially in real estate, it will always remain an open-ended discussion because of the infinite...

Sauk Rapids Parade
We had so much fun last night at the Sauk Rapids Parade! We always have a BLAST at community events!!                      &n...

The Contingency Relief Valve For St Cloud Homebuyer Anxiety
Before a first-timer has experienced the complete home-buying process, given the number of unknowns that seem to be dependent on one another, they’re bound to be at least a lit...

11 Things Not To Do Right Before Moving
It might seem that some actions are perfectly obvious—and that among them are the many things you shouldn’t do immediately before moving to a new St. Cloud home. Yet, as movi...

Surprising Finding Younger Persons May Afford Home Ownership
It may just be me, but doesn’t it seem as if the general drift of things is that it’s getting harder and harder to make ends meet? And that younger people are getting the bru...

Welcome Mary McGowan
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota.We have agents specializing in residential, commercial,...

St Cloud Real Estate Factor That Brightens This Picture
 The title alone was slightly chilling. St. Cloud readers didn’t have to be anywhere near senior discount age to furrow their brows if they happened to come across last we...

What 10 Things Should St Cloud Open House Hosts Know
 It was the Washington Post’s real estate reporter Michele Lerner who came up with the list of the most important “10 things” house hunters look for when they stop by ...

How Prospects For Buying A Home In St Cloud Just Grew
 If you find yourself suddenly revisiting the idea of buying a home in St. Cloud, it won’t surprise you that you’re not alone. Lately, it’s seemed as if the stars are ...

Controversial Question Should We Charge The Kids Rent
 For a lot of parents, the whole notion of charging a child rent for their lodging in the family’s St. Cloud house seems like an all-but-unthinkable miserly idea. It might...

Is Pricing St Cloud Real Estate An Art Or A Science
There aren’t a lot more important aspects to selling a home than the Big One: pricing. Pricing St. Cloud real estate—setting an asking price that attracts a horde of qualifie...

Do St Cloud Home Sales Reflect A New Facebook Effect
 According to an educator in NYU’s finance department, if your St. Cloud house has experienced the kind of growth that’s been typical over the past couple of years, your...

Lack Of St Cloud Mortgage News Comes As A Relief
Last week ended with such horrendous news in California that it was a blessed relief how in at least one narrow slice of the news—one of interest to St. Cloud house hunters, am...

Whats A Good Home Selling Activity For A Rainy Day
 When you are getting ready to sell your house, there’s nothing like a sunny day to spur you into last-minute readying. The final curb appeal-enhancing projects, springtim...

Smart St Cloud House Hunting Includes Seasonal Thinking
Some of the finer house hunting pointers deal with uncovering a property’s not-so-visible elements. Your home inspector will inspect the state of the structure and the mechanic...

Are Consumers Confident About Selling A Home
 Wikipedia defines “consumer confidence”as “the economic indicator that measures the degree of optimism thatconsumers feel about the overall state of the economy......

Determination Helps When Buying A Home For The First Time
 On Thursday, USA Today published a view of what many of this spring’s first-timers have encountered in their inaugural home-buying ventures. Our own St. Cloud trends don...

St Cloud Buyers Agent Decision Establishes Ground Rules
If this May will find you looking for a home to call your own, you won’t be alone—it’s prime season for St. Cloud house-hunting. In case it’s been a while since your last...

Future Points To St Cloud Mortgage Rate Stability
When you are planning to sell your St. Cloud home, the latest interest rate gyrations can become a worrisome element in your planning. Last week’s news should provide a measure...

Marketing Your Home Via The Memorability Factor
One frequently underestimated aspect of effective real estate marketing is memorability. If you will be selling your St. Cloud home anytime soon, once you’ve prepared for its p...

St Cloud Real Estate Investings Personality Dimension
 Although the title of her article was “What Will You Do with Your Investment Property?” marketing writer Lynn Pineda’s piece came down to a dissection of a simpler bi...

Why Are St Cloud Mortgage APRs Not Always Realistic
 Shopping for the best St. Cloud mortgage rates was supposed to have been made easier by requiring lenders to advertise more than just their interest rates, but in practice,...

What Investment Wisdom Applies To St Cloud Real Estate
If you’re a frequent visitor here, it will come as no surprise that those of us whose days are devoted to the St. Cloud real estate industry aren’t shy about championing the ...

Early Spring Results Encourage St Cloud Home Sellers
 Traditionally, April is a dependable month when St. Cloud home sellers can expect a lively market—and if first reports from across the nation are any indication, the eviden...

Innovation That Improves St Cloud 2nd Home Affordability
It looks like St. Cloud second homes may have just become more affordable for many who have considered investing in one, but who couldn’t make the numbers work. The reason is t...

Add This To The Reasons To Own Your St Cloud Home
Lately, the common sense advantages to homeownership have been joined by a newcomer—one that doesn’t immediately leap to mind. It comes at an interesting time, as more and m...

House Flipping Activity Returns To Pre Bubble Levels
 When respected observers like the editors of Barron’s are able to report that more than 10% of the country’s residential sales are now due to house-flipping, it’s a c...

St Cloud Tax Day Disrupts A Big Pro Sports Weekend
 St. Cloud’s week starts off with Monday’s federal income tax filing deadline—AKA, Tax Day. St. Cloud’s Tax Day may not be the kind of annual observance that people ...

St Cloud Homes For Sale Surprising PetFriendliness Factor
 When it comes to features that differentiate some St. Cloud homes for sale from other similar offerings, one that’s increasingly noteworthy out is pet-friendliness. Suita...

Retirement Budgeting St Cloud Housing Knowns And Unknowns
If your retirement planning includes transitioning to a new home, one of the first orders of business will be to settle on a reasonable budget for housing in retirement. The most...

Streamlined St Cloud Mortgage Process For The Self Employed
 Last month, St. Cloud mortgage prospects who own their own businesses got a shot of welcome news: a long-overdue innovation that should streamline their application process...

What Do Retiring Homeowners Really Think About Downsizing
For as long as I can remember, it’s been an unchallenged prediction for real estate—in St. Cloud and throughout the nation. Sooner or later, the great postwar population bulg...

Unmask Hidden Dissuaders To Help Sell Your St Cloud House
Once you’ve decided it’s time to sell your St. Cloud house, you will have looked over the listings of neighboring properties and taken all the necessary steps to see that you...

St Cloud April Fools Day Real Estate Trickery
 You can’t blame St. Cloud residents who’ve been bamboozled in the past for having grown cautious as April 1 approached. They braced themselves for this Monday, knowing ...

St Cloud House Size Question Raises Questions Answers
 A few years ago, the Realtor® website weighed in with some ideas addressing a question that St. Cloud house hunters face all the time: what house size should they be aimin...

Four Words Sum Up The Goal For Choosing Your Agent
 When you boil down what most people are looking for when it comes to choosing their St. Cloud agent, it’s usually an outcome that can be summed up by a simple 4-word phra...

Is Spring Really The Best Time To List A Home In St Cloud
 For those who’ve been waiting to list their St. Cloud home until this year’s spring selling season, the waiting is over. Not only is spring busting out all over, but th...

The Treat Ushered In By St Clouds 1st Day Of Spring
 Wednesday is the First Day of Spring—which provides an excellent impetus to dig in and do something that only seems like a tedious chore. In actuality, it can be a sure w...

Could St Cloud Homeowner Improvements Deter Buyers
 If St. Cloud homeowners search the web for anything like “surprising things that decrease your home’s value,” they will be answered with literally millions of links....

Is The Stolid New Home Industry Headed For A Shakeup
 When it comes to industries, you’d have to place St. Cloud real estate into the “stolid” category. The rules are set and agreed-upon. Everything having to do with rea...

Last Weeks Home Sales Storyline Turnaround
 A couple of storylines have dominated national real estate news outlets for more than a year. St. Cloud homeowners who are less industry-focused have been hearing the same ...

Luxury Homes Further Tilt Toward Serious Tech Credentials
Last week, word arrived about a newly constructed luxury home that sold for an “undisclosed” multi-million-dollar sum. Since the closing was an ocean away, that news would n...

St Cloud Housewarming Traditions Have Deep Roots
It could hardly be a greater occasion—the move into a new St. Cloud house! Marking the moment in some unique way must be some sort of universal compulsion. It certainly stretch...

St Cloud Real Estate Boundaries Leave Nothing To Chance
 “Good fences make good neighbors” was among poet Robert Frost’s most memorable lines. Quoted by rote by his rigid neighbor in Mending Wall, it illustrated an unchalle...

Where St Cloud Homes For Sale Protections Go Missing
When we shop for St. Cloud homes for sale, we’re able to take quite a lot for granted. If we choose to be represented by a licensed Minnesota Realtor® to act as our buyer’s ...

6 Question Quiz Tests Your St Cloud Real Estate Vocabulary
Although the typical adult spends at least a fourth of his or her income on St. Cloud real estate-related matters, many basic real estate terms—even basic ones—aren’t widel...

Purchasing A Home With No Heartache
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, comme...

Sartell Community Showcase
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, comme...

5 Easy Organizational Tips
Do you feel like you’re constantly battling clutter around the house? You’re not alone, and nothing can feel more frustrating than not being able to locate something when you n...

St Cloud Listings Might Reflect A New Phenomenon
Overall, the U.S. residential market has behaved itself predictably for a couple of years. As a result, there’s been little chance for commentators to point out any new phenome...

St Cloud Households Reflect Shift In Media Tech
 On Friday, the Wall Street Journal’s “Homes” section led with a splashy layout about media rooms. St. Cloud real estate veterans would probably nod at the article’s...

This St Cloud Land For Sale Detail Can Be Critical
It might be the ultimate real estate daydream: finding a choice parcel of St. Cloud land for sale, figuring out the best way your house should be cited upon it—and ultimately b...

Robin Hentges
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, comme...

Do Remodels Make Sense When Selling Your St Cloud Home
The numbers are in!If you are among the local homeowners counting the days until St. Cloud’s hot selling season begins, unless your house is already in perfect showing shape, y...

Welcome Cody Smith
We would like to introduce Cody Smith to the Premier Real Estate! Cody will be joining the Todd Swanson Team! We are excited to have him here with us at Premier! You can reach him ...

Four Fixes The Best St Cloud Real Estate Agents Recommend
The best St. Cloud real estate agents do more than just represent their selling clients in the marketing, negotiation, and documentation of their homes’ sale—they also roll ...

Thinking Of Selling Your Home
Dave Olson, REALTORhttp://MyHomeValueMN.comProviding a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We hav...

Welcome Tanya
We would like to welcome Tanya Lundberg to the Premier Real Estate Team! Tanya is a new agent with Premier and will be working in Princeton and surrounding area! Tanya brings 20 ye...

Realtor Greg Schultz
Did you know you can contact your Realtor for these questions? The Realtors here at Premier want to be your Realtor for life and someone you can contact at anytime for all you...

Whats The Idea Behind Back Burner House Hunting
 If you’re pretty sure you will be in the hunt for a new St. Cloud house sooner or later—but have the luxury of being able to wait until you come up with THE perfect one...

Welcome Tanya Lundberg
We would like to welcome Tanya Lundberg to the Premier Real Estate Team! Tanya is a new agent with Premier and will be working in Princeton and surrounding area! Tanya brings 20 ye...

Surprising Perspective On Todays St Cloud Mortgage Rates
 Last Wednesday and Thursday’s stock market nosedive had analysts debating whether the Fed’s hike in interest rates was to blame. Since St. Cloud mortgage rates are like...

Why Investors Turn To St Cloud Rental Property In 2019
 Last Saturday investment commentator Rebecca Lake presented the kind of analysis that would warm the heart of St. Cloud rental property proponents. Her report appeared on t...

Buying Your St Cloud Home Without Credit Confusion
“It can be kind of confusing.” - Tom Quinn, V.P Business Development for myFICO in “The Scores That Matter in Mortgage Lending.” Unless you’re a buyer who falls into t...

8 Tactical Moves For Selling A Cramped St Cloud Home
 When you decide to sell your home for the maximum return, it’s important that you recognize all of its selling points: both the positive and negative. I can help with tha...

Tips For A Stress Free Move In Day
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota.We have agents specializing in residential, commerci...

Stunning Real Estate Story Line Can Be Explained
St. Cloud real estate activity may not necessarily reflect national trends, but anytime U.S. news media pick up on an interesting storyline that includes the phrase “home sale...

Happy St Cloud Homes Draw Researchers Attention
 Creating a happy home would have to weigh in as among the most rewarding of all endeavors—and, you’d have to believe, one that requires a goodly dose of what lifestyle ...

Questions To Ask Your Realtor
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, comme...

Jan 24 2019 24220 1
We are excited to welcome Alexandra Gardner to the Premier team!! Alexandra is from Cold Spring and some has great knowledge of the area! She is excited to get started and work wit...

Home Buyers Seminar
Roger Lahr, REALTORwww.Rlahr@PremierHomeSearch.comRoger@PremierHomeSearch.comProviding a superior level of informed, professional real estate services to buyers and sellers through...

Lynne Crandalls Market Update
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, comme...

Is There A Housing Bubble On St Clouds Horizon
There is one persuasive reason why St. Cloud homeowners (and prospective homeowners) don’t hear much about the likelihood that a new “housing bubble” could be in the making...

8 Odd Things To Wash In The Dishwasher
Move over, dinner plates! The dishwasher can actually be used to wash a myriad of strange items. Below is a good rundown. A quick bit of common sense: if sudsing up something super...

In A Buyers Market Does It Pay To Wait For Prices To Fall
St. Cloud ears that were attuned to some of the nation’s commentators might have heard that last year’s gradual slowdown in residential sales might signal a dawning “buyer...

Why You SHOULD List Your Home In He Winter
Why You SHOULD List Your Home in the Winter! Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. ...

Simple Tips To Unclutter The Garage And Set The Stage For A Successful Sale
When selling a home, staging is an important piece of the puzzle that can’t be overlooked. From the kitchen to the bedrooms and bathrooms, staging is a great way to make sure you...

Can Transferring Credit Card Balances Help You Pay Off Debt Faster
Many Americans struggle to manage credit card debt. If you have accumulated high balances, either because of overspending or because of circumstances beyond your control, you’re ...

Sorting Out A PMIMPI Puzzle For St Cloud Homeowners
Checking out an online piece dealing with some technical adjustments having to do with mortgage insurance the other day, I came across an indisputable statement:“Many homeowner...

Getting To Know Greg Schultz
Getting To Know Greg Schultz! Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents...

Getting Your Home Ready To List With Nancy Costanzo
Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota.We have agents specializing in residential, commercia...

Craft Beer Tour
This Saturday Premier will be at the St. Cloud Craft Beer Tour waiting for YOU to stop by and make a pretzel necklace!! We are GIVING AWAY 2 VIP Tickets so be sure to enter our giv...

What Do Pinocchio And St Cloud Real Estate Have In Common
The artist who conceived and painted the opening scene in Disney’s masterpiece, Pinocchio, was an old-world perfectionist. The opening shot was to employ an imaginative technic...

CES Provides New Ideas For St Cloud Homeowners
Last Friday was the final day for the Las Vegas mega-trade exposition: the annual Consumer Electronics Show. Forward-thinking St. Cloud homeowners have learned to keep an eye on ...

Planning Real Estate Games For Next Years Holidays
We’ve just made it through another extended holiday season. This was one of those where Christmas and New Year’s fall two days after the weekend. For some families who are ho...

Luxury Home Ownership Gets Fractional
 St. Cloud readers won’t be surprised to learn that anyone able to afford a multimillion-dollar vacation property is likely to be fairly adept at math. It turns out that a...

St Cloud Real Estate Could Benefit From Fridays Shocks
Last week ended with a quadruple-barreled blast of good news that bolstered prospects for St. Cloud real estate—an effect magnified by how unexpected all had been.When times ar...

Homeowners Insurance Involved In California Firestorm
 Last fall’s devastating California firestorms gripped the nation’s attention as flames engulfed whole communities, North and South. For St. Cloud residents, the loss of...

Could St Cloud Homes Have Their Own New Years Resolutions
 If you are over the age of 12, you’ve probably developed a healthy skepticism about New Year’s resolutions. Or at least the life expectancy any one of them can anticipa...

2019 Real Estate Predictors Shun Drama
 As St. Cloud plunges fearlessly into the New Year, it’s the perfect time to present a roundup of the experts’ predictions for 2019 real estate. Last year’s national f...

Does A Grinch Lurk For St Cloud Home Buyers And Sellers
 Last Thursday, the Washington Post described “a holiday gift” that could find its way to the doorsteps of St. Cloud home seller and buyers. The Post might not have ident...

3 Reasons For Not Buying Your St Cloud House With Cash
 It’s a tempting scenario: after succeeding in gathering a substantial trove of cash, you find your St. Cloud dream house—and sit down to write out a check for the entir...

The Clutter Component In Selling St Cloud Homes
The word is “clutter.” It keeps cropping up whenever a Realtor is asked for advice about selling St. Cloud homes.The clutter factor might not seem to be so overpoweringly imp...

Will Tomorrows St Cloud Real Estate Be Much Like Todays
 No one needs convincing to agree how much buying and selling St. Cloud real estate has changed since we entered the 21st century. Not only can you review homes for sale whe...

In St Cloud House Hunting Paying Heed To Location X 3
The wry observation that “the three most important things in real estate are location, location, and location” has been around for the better part of a century. The wisdom of...

4 Reasons For Heightened December St Cloud Home Sales
 Normally, December is a ho-hum month for St. Cloud home sales—and that could well be the case again. Across the nation, 2018’s leadup has performed pretty much as expec...

St Cloud Rental Homes And The Pet Conundrum
 St. Cloud rental homes can provide their owners with an investment that’s competitive on many fronts. It can provide cash, positive equity growth, tax advantages—and ev...

St Cloud Listings And A Hong Kong EyeOpener
Our St. Cloud listings contain one figure that’s quite useful for apples-to-apples comparisons of the properties being offered. This one is quietly tucked away beneath the more...

Poll Hints At Whether Its A Good Time To Sell Your Home
 St. Cloud’s holiday season is well underway now that we’ve passed the commercial post-Thanksgiving kickoff days: Black Friday, Cyber Monday, etc. If you are one who is ...

Nov 30 2018 24220 1
Open Houses Happening This Weekend! We have Open Houses being held in some amazing homes located in Sartell, Saint Cloud, Waite Park, Royalton, Rice, Sauk Rapids & More! Be su...

Time To Start Which 4 Home Improvement Projects
 U.S. News and World Report may not be the primary source most homeowners turn to for St. Cloud real estate news flashes, but this month they have brought up some relevant ...

Why Do St Cloud Mortgage Rates Differ So Much
First-time homebuyers might not be aware of something veteran homeowners assume automatically: those advertised mortgage interest rates are not necessarily the rate that will be ...

How Your Snapshot Could Become Its St Cloud Listings Hero
The “hero shot” is what advertising agency folks call a photograph that makes a product the “star” of its surrounding layout. The product can be a cereal box or a Mack tr...

No Confusion When It Comes To St Clouds Thanksgiving
 This Thursday, at some point in the festivities we’ll be remembering the Pilgrims and their Indian guests on that first Thanksgiving Day in the New World. After all, that...

St Cloud Real Estate Agent Training Is Only A Starting Point
The “licensed St. Cloud real estate agent” line that appears beneath a local Realtor’s® name may be printed in small type, but it actually signifies large value. Today St....

What Should You Expect About St Cloud Home Repairs
   As Thanksgiving rolls around again and our St. Cloud houses fill with visiting relatives and friends, it’s hard to repress an occasional thought like, “Gee,...

Making Your St Cloud Moving Day Priceless
 Buying or selling any St. Cloud home is, on one hand, a highly technical matter. The full complement of Minnesota rules guarantee that the transaction cannot be challenged....

6 Reason Why November Is High Time To List Your St Cloud House
 Your reasons for when you decide to list your home can be dictated by personal events that you set in motion—or by others that just come along. Then again, when you have ...

Lottery Winners Surprise Real Estate Story
“A $180 Million Lotto Winner’s Massive Mountain Estate” was the headline in the Wall Street Journal’s “Real Estate” section. The photo above the headline really did l...

Multigenerational Trend Counters Downsizing Wave
 Downsizing has gotten a lot of attention as Baby Boomers—many of whom have become empty-nesters—discover that they don’t need the space, expense, and elbow grease req...

Nobel Laureate Weighs In On Fears Over Future Home Values
 Last week St. Cloud homeowners’ peace of mind would have been strengthened by some words that received wide circulation throughout the financial press. Their author was a...

Why St Cloud Realtors Favor Sundays Daylight Savings Shift
 It’s close to the end of the line for St. Cloud’s daylight savings time. Come Sunday, when our digital clocks are poised to click over to 2 am, they should automaticall...

Pending Home Sales SnapBack Encourages St Cloud Sellers
 For a while now, one of the themes we’ve been hearing on the news has been less than encouraging—particularly if you’re one of the St. Cloud homeowners thinking about...

New Listings
New Listings!  Don't miss out on these fabulous new listings! We have new listings in Sartell, Saint Cloud, Sauk Rapids, Royalton, Rice & More local areas! Our website is...

Halloween Plot Twists To Frighten St Cloud House Buyers
 Unless you are among those who are currently focused on the search for a new St. Cloud house, this week’s Halloween celebration has probably captured a goodly bit of your...

Counterintuitive Step Before Selling Your St Cloud House
 Long before you’ve decided to put your own St. Cloud house up for sale, there is at least one step you can take that might make the whole project more financially rewardi...

For Todays St Cloud Home Buyers This Index Is Misnamed
St. Cloud home buyers and the home sellers they will negotiate with have at least one thing in common—it has to do with that famous saying about misery loving company. Misery i...

Tracking Home Loans To Reduce The Surprise Factor
 When it comes to St. Cloud home loans, Ellie Mae has the inside scoop.“Ellie” is a tech company that provides automation software to a large chunk of the mortgage financ...

What St Cloud Homeowners Need To Know About Millennials
 “Millennials are buying homes!”This was what The Dallas Morning News reported last week—but St. Cloud homeowners didn’t need any Dallas real estate to be interested...

What Experts Say About Selling Your St Cloud House Now
 From the home sales analysts at Pulsenomics comes the latest findings on how home sellers are likely to fare if they decide to list their properties this autumn. Our St. Cl...

One Way St Cloud Listing Language Motivates Prospects
 The descriptive language that goes into every St. Cloud listing is aimed at framing the way prospective buyers relate to the property being offered. Between the headline ph...

St Cloud Landlords Profit Through Considerate Rent Increases
Inflation has been barely noticeable for quite a while, but as St. Cloud shoppers have begun to notice how it’s been creeping up lately. For St. Cloud landlords, that triggers...

New Smart Bathrooms Emerge To Help Sell Your St Cloud Home
 When it comes to selling your St. Cloud home, kitchens get the Grand Prize for being the room that gets the most attention. But it’s increasingly possible for bathrooms t...

Autumn Home Maintenance Ideas Prevent Costly Situations
Sure, spring cleaning is one thing. St. Cloud homeowners find it easy to tackle major housekeeping chores they avoided during the winter weather months. When the sun is out and s...

What Are The Most Common Questions Homebuyers Ask
A couple of years ago, the National Association of Realtors® sent out a compilation of answers to the most-often posed questions home buyers have for their agents. St. Cloud hom...

Why Didnt Mortgage Rates Jump After Last Weeks News
By last Friday, anyone planning St. Cloud real estate dealings would have been following the week’s developments on the mortgage interest rate front. Since St. Cloud’s mortga...

When The Goal Is Creating A Bigger St Cloud Kitchen
 Probably because any “achievement” is something that’s honored and rewarded from kindergarten on, the word automatically triggers a positive reaction.So for St. Cloud ...

St Cloud Real Estate Acronyms Include These Puzzlers
 Buyers and sellers are more well-informed than ever before due to easy access to online St. Cloud real estate sites (like mine—and BTW, thanks for stopping by!). Given th...

4 Reasons Why This Fall Is Time For Buying St Cloud Homes
 Throughout the country, spring and summer are when the most serious house hunting takes place. Springtime is, after all, the season when it just feels right to undertake m...

Developers In Competitive Markets Lure Foodie Buyers
For St. Cloud real estate watchers on the lookout for the latest trends, here’s some food for thought. According to last week’s Wall Street Journal, it’s one formerly over...

Whats The Simplest Way To Prep Your St Cloud House
Prepping your St. Cloud house for sale can be a challenge or a pleasure—for the most part, that’s determined by how much attention you’ve been able to give the place in the...

How Do I Know If My St Cloud House Is Priced Right
 Successful pricing strategies in any endeavor must take the competition into account—so when it comes to right-pricing your St. Cloud home, that factor is at least as imp...

Why Is Fridays Boring Mortgage Rate News Good For St Cloud
 The Mortgage News Daily gives the home loan industry’s workaday professionals something to read with their first cup of coffee. It catches them up on the latest numbers ...

Selling Your St Cloud Home Despite The Chicken Egg Dilemma
 Especially when the market is moving briskly, selling your St. Cloud home can put you up against a chicken-egg quandary. “Which came first?” is as unanswerable today as...

Could St Cloud Housing Costs Be Why Youre Losing Sleep
 Real estate is bugging 29 million Americans—and who can blame them? According to Realtor Magazine, more than 10% of U.S. adults say they are losing sleep worrying over re...

4 Packing Basics Make Moving Less Of A Drag
 From your first thought that you might be selling your St. Cloud house until the day you accept the offer, most of us avoid dwelling too long on one less-than-delightful co...

3 Questions To Get New Neighbors Talking
 When your next home is going to be in an unfamiliar town—whether in St. Cloud or somewhere else— learning as much as you can about your choice of neighborhoods is a pra...

Will Rising Inflation Threaten St Cloud Real Estate Wealth
 It’s been quite a while since inflation was a subject that cropped up regularly in the news—yet it’s never ceased being a major factor affecting St. Cloud real estate...

Open Houses This Weekend
Open Houses This Weekend! Be sure to stop by! We have opens in St. Cloud, Sartell, Sauk Rapids, & Waite Park! For a list of ALL area open houses please visit: https://bit...

6 Clever Tips Lighten St Cloud Home Sales Prep
If you’ve been living in your St. Cloud home for more than a few years, you know that there are some corners that don’t get regular cleaning attention because they’re (let...

10 Showing Reactions St Cloud Realtors Never Want To Hear
 Like most experienced St. Cloud Realtors®, I look forward to showings. Accompanying a well-qualified prospective buyer on the first visit to what may become their future h...

St Cloud Market And Tuesdays House Values Report
When St. Cloud house values—or even only the public’s perception of house values—rise and fall at eye-popping rates, even homeowners who aren’t thinking of selling find i...

St Cloud Real Estate Investors Eye Retirement Planning
Last week, CNBC’s Jeff Brown came up with a report on how some investors are proactively countering “worries their nest egg will come up short.” That might sound familiar ...

Alternatives To Selling Your St Cloud Home Yourself
The St. Cloud homeowners and prospective buyers who frequent this space regularly know that the topic of selling your St. Cloud home yourself doesn’t appear here often. For one...

St Cloud House Hunting Aint What It Used To Be
 Everyone still calls active would-be St. Cloud home buyers “house hunters.” The term hasn’t changed; the goal hasn’t, either—but today the activity it conjures up...

Top 8 Real Estate Questions Draw St Cloud Buyers And Sellers
 Like almost everyone else in St. Cloud who spends time online, I often come across lists. Headlines that list the “Top 10” or “Top 5” of almost anything usually catc...

Profit Killers To Avoid For Your St Cloud Investment Properties
Your St. Cloud investment properties are fulfilling all the potential you hoped they would. They do more than just pay for themselves with the cash that flows in with the tenant...

St Cloud Home Loan Rates News Nudges Buyers And Sellers
 Last week, St. Cloud residents who found themselves at any stage of preparing to buy or sell St. Cloud homes had to have been motivated by what came out of Washington. Last...

Wealth Management Ideas For Home Buyers In St Cloud
 No matter what their current financial profile, home buyers in Jamestown share knowledge that the value of the property they are acquiring will become a significant entry w...

St Cloud House Flipping Vs An Extreme Makeover Model
 Most St. Cloud real estate turnaround practitioners follow what might be called “The House Flippers’ Creed”: buy, fix, sell—as quickly as possible! The speed factor...

St Cloud Real Estate Future Might Include Surban Elements
 If you’re keeping abreast of the latest St. Cloud real estate doings and you come across the word “surban”—that isn’t just some sloppy spelling. It’s a new real...

New Tax Rules And St Cloud Real Estate Investments
 For those who may have been wondering how the final GOP Tax Bill could affect possible real estate investment plans and tax liability next year, the changes can be signific...

An Advance Tip For Selling Your St Cloud Home
 If you’re selling your home in St. Cloud this summer, there’s one piece of pre-sale advice that will almost always pay off: the pre-sale home inspection.You might be s...

St Cloud Borrowers Shun Adjustable Rate Mortgages ARMs
 If they follow the same path home loan applicants across the nation are choosing, most St. Cloud mortgage applicants will continue passing up adjustable-rate offerings. As ...

Weekend Open Houses
Weekend Open Houses! We have some amazing open houses this weekend! We will have opens in Sartell, Sauk Rapids, St. Cloud, St. Joseph, & More! Check them out here:&n...

St Cloud Home Loans Originate On This Side Of The Rainbow
When you think about it, the whole set-up behind The Wizard of Oz movie has a lot to do with basic real estate—particularly when it comes to how St. Cloud home loans are creat...

Sell Your St Cloud House For What Its Worth
In my capacity as St. Cloud real estate information-gatherer, I really couldn’t pass up last week’s, “How to Sell Your House for More than It’s Worth.”  I know; I...

Top Five Indications Your St Cloud Kitchen Needs Attention
 Every St. Cloud Realtor® has heard this observation from a selling client more than once: “Now that I’ve fixed the place up, it’s so nice to live here!” It’s som...

Possible Future St Cloud Housing Crunchs SciFi Solutions
Minnesota and St. Cloud are not immune to at least one outfall from what the New York Times calls “the great American single-family home problem”: the looming shortage in af...

Cure For St Cloud July 4th Conversation Doldrums
For the most St. Cloud July 4th celebrants, the period between the last barbecued hot dog and the first firework (even if it’s only on TV) can drag on so long that it threatens...

The Two Indispensable Words For St Cloud House Touring
When it comes to St. Cloud house hunting, sooner or later you’re bound to find yourself confronted by a question of proper house touring etiquette. After all, you’re an invit...

6 Showing Emergency Tips For Selling Your St Cloud House
Once you have determined that it’s time to begin the process of selling your St. Cloud house, it won’t take long to uncover the number of small details that inevitably need a...

Prep Your St Cloud Home Using The Greige Effect
There’s little debate about the psychological importance that color exerts on people—nor on the crucial role it can play in creating an attractive atmosphere. When you decide...

Journals Rare Rationale For A Home Price Phenomenon
Last week’s Wall Street Journal’s “Heard on the Street” headline “Why Home Prices Have Nowhere to Go But Up” may have guaranteed attention—but at the cost of advanci...

SkyHigh WalkUps Compared With St Cloud Asking Prices
It’s true that St. Cloud has been experiencing some healthy residential price rises. I suspect that if you had told a 1950s homeowner what a typical St. Cloud asking price is n...

A Cool Reception As St Cloud Summer Arrives
Wednesday officially marks the end St. Cloud’s spring season, but Mother Nature doesn’t always consult the calendar before she rolls out the week’s weather. In any case, s...

Inspections Dampen St Cloud AsIs Listing Dramas
Of all the attention-grabbing terms to be found in St. Cloud listings, the audacious “as-is” ranks right up there near the top of the deck. Intentional or not, it carries a ...

Prudent St Cloud Sellers Prepare Financially Before Listing
In a fast-moving market, sellers can be caught off-guard when their St. Cloud listing turns into an unexpectedly quick sale. That might sound overly optimistic, but most people who...

One Way To Find St Clouds Best Real Estate Agents
If anyone out there is looking for the most mediocre St. Cloud real estate agent to represent them, they are keeping it secret. Although people usually prefer not to behave in d...

St Cloud Real Estate To Benefit When Blockchain Hits Town
Last year, St. Cloud readers started reading about real estate sales transacted in bitcoin. Since St. Cloud real estate changes hands through transactions involving six- or seve...

St Cloud Real Estate Sales Using The Other Four Senses
When we think of traditional St. Cloud real estate sales scenarios, most of us would initially picture the photos that dominate the MLS listing and the information we read onscr...

St Cloud Virtual Tours Can Use Your Help
They’re a home seller’s dream come true: a miraculous gateway through which the world’s prospective buyers can tour your property 24 hours a day without your having to swee...

To Sell Your St Cloud House Seize The Timing Advantage
As with any momentous decision, settling on when to sell your St. Cloud house can take time—and even then, acting on the decision can be slowed by extraneous factors. Who doesn...

Taking The Sting Out Of Staging Your St Cloud Home
As an abstract notion, staging your St. Cloud home to prepare for listing photo shoots, open houses and showings is a non-controversial business procedure. It’s like preparing ...

Meghan And Harry Wont Be Moving To St Cloud
This may come as a disappointment, but St. Cloud residents will have to learn the truth sooner or later, so here it is: Duke (he’s also Prince) Harry’s and his bride’s “n...

Selling Your St Cloud Home In Todays Market
If you’ve been contemplating selling your St. Cloud home, if you came across last week’s USA Today article that found “home sales are slowing,” it might make you think tw...

Real Estate Maxims May Fall By The Wayside
St. Cloud homeowners used to be able to rely on some real estate truisms that have been around forever. One of them was Mark Twain’s, “Buy land; they’re not making it anym...

Open House This Weekend
Open Houses This Weekend!Be sure to stop by some of these awesome homes that will be open THIS weekend! For a complete list of all area open houses happening this weekend, please v...

Surprise Credit Score Rise Affects Lucky St Cloud Homebuyers
It isn’t exactly Christmas-in-May, but for some St. Cloud consumers, a valuable present they weren’t expecting will show up this month. The surprise gift will arrive in the ...

Sell Your St Cloud Home By Neutralizing The Nuances
It may sound paradoxical, but one proven way to sell your St. Cloud home is to make it boring…or at least, a little bit more boring.The principle here stems from buyer psycholo...

Open House Extravaganza
Open House Extravaganza This Weekend!Be sure to stop by these amazing homes in Sartell, Sauk Rapids, St. Cloud, Waite Park, Clearwater, Cold Spring, St. Augusta, St. Joseph & More!...

Earthships Gain Gravity On Terra Firma
This Tuesday, the 2018 Earthship Biotecture Conference will be called to order—but I’m not aware whether any St. Cloud delegates will be attending. Since sustainability and...

Last Step First Planning Lands St Cloud Homes For Sale
Particularly when the supply of homes for sale falls well below demand, house hunting can take more determination than usual. Since U.S. residential real estate markets have bee...

Finally Answered The Best Time For Selling Your St Cloud House
When is the best time for selling your St. Cloud house? Is there even a best time?If the change in residence is triggered by some inflexible external factor (like a transfer at ...

Ageless Real Estate Advice Heartens St Cloud Homeowners
It seems as if inflation is starting a slow creep back into St. Cloud supermarkets and gas stations—something that hasn’t happened for quite a while. For families on a tight...

Open Houses
https://video214.com/play/M0oCFOoegC2ZYlYrINvfiQ/s/darkWe have some awesome open houses scheduled for this weekend! Be sure to come take a look! For a complete list of all area ope...

An Often Overlooked Key To Choosing An Agent
One of the most important yet seldom discussed factors that should rate near the top of your list of requirements for a St. Cloud agent is how comfortable you feel in conversati...

St Cloud Listings Should Always Lead With A Story
The text that accompanies your listing as it appears in the St. Cloud MLS listings is called upon to do more heavy lifting than you might think. If it reads something like:THREE...

Technological Changes No Threat For St Cloud Homeowners
Whenever a sign announces “The Home of the Future”—whether it’s in front of an exhibit at a science museum, a ride at Disneyland, or an exposition at some World’s Fair...

Tips To Make The Most Of St Cloud Open House Visits
...

Comparing The Cost Of St Cloud Homes Today Vs Yesterday
With home prices and interest rates on the rise, you’re likely to assume that the cost of that next St. Cloud home you’re thinking about buying has made it a financial stretch...

Imaginary Real Estate Quiz For St Cloud High Schoolers
Even though the average adult homeowner spends about a quarter of his/her or their hard-earned income on real estate-related expenses, there’s no St. Cloud high school course ...

Two Numbers Guide First Time St Cloud Homebuyers
When it comes to figuring out how to begin up the path to homeownership, St. Cloud renters are left pretty much to their own devices. For the majority of first-time buyers who w...

Widespread Home Price Surge Encourages St Cloud Sellers
 The experts seem to have gotten it slightly wrong. St. Cloud real estate observers always expect a surge in activity when the spring buying season gets underway—an annua...

St Cloud Online House Hunting The Safe Way
When Equifax issues a warning specifically directed at online house hunting, St. Cloud real estate searchers (including readers right here) have ample reason to pay attention. Y...

Upsizing Your St Cloud House Now Or Later
Sometimes what logic would seem to dictate and what reality shows don’t necessarily wind up leading to the same conclusion. That might well be the case when considering upsizi...

St Cloud Homeowners Nearly Celebrate Tax Day 2018
The concept of “Tax Day” and “Celebration” aren’t often found in tandem—except for the sense of relief that follows after the past year’s federal returns are filed ...

Buying Your First St Cloud House Takes A Game Plan
Once you’ve settled on the goal of buying your first St. Cloud house, it’s hard to resist getting out there and getting started immediately! No matter if you know how vital ...

Why St Cloud HOAs And Condo Associations Differ
If you have ever checked out the latest St. Cloud real estate listings, you noticed monthly expense items for some of them listed as “Homeowners’ Association” (HOA) or...

For St Cloud Home Furnishing Decisions Classical Is Safe
The majority of St. Cloud homeowners make most home furnishing decisions piecemeal rather than in a single remodeling blitz. Even when you move to a new home, for practical reas...

Last Months Jaw Dropper St Cloud Listing Strategy
When it’s time to put your St. Cloud house up for sale, one of the most important built-in marketing tools at your disposal is the write-up at the top of its St. Cloud listing...

House Hunting In St Cloud Can Offer Surprises
A couple of weeks ago the Realtor website ran a 90-second video about How to Buy with a core message that could be helpful to anyone who has set about house hunting in St. Cloud....

St Cloud Homeowners Tempted By Sellers Market Conditions
“Circumlocution” ­—the hefty word for “beating around the bush”­­—describes what the national real estate news feeds have been practicing for a while when it comes...

St Cloud Easter Is It Really Early This Year
St. Cloud real estate agents are like everyone else when it comes to Easter Sunday. There is the holiday part, the spiritual part, and the kids-searching-for-hidden-Easter-eggs ...

St Cloud Home Loan Rules Show Signs Of Easing
St. Cloud readers who perused The Washington Post’s “Real Estate” section recently found a most encouraging piece of information—particularly if they were among many the...

Why St Cloud Real Estate Agents Usually Get The Nod
St. Cloud real estate agents who happened upon last week’s Wall Street Journal feature might have been jolted by the headline, “How to Sell Your Home Without a Real-Estate A...

Existing Home Sales News Only Seems Contradictory
Can existing home sales slide at the same time they advance? St. Cloud real estate watchers who have heard similar conflicting accounts on successive news reports could be forgi...

St Cloud Residential Neighborhoods And The Amazon Effect
Amazon—or, more precisely, the Amazon phenomenon—is bound to have an increasing impact on St. Cloud residential neighborhood preferences. The connection hasn’t yet been wi...

St Clouds Calendar Delivers 6 Reasons Its Selling Season
This Tuesday, St. Cloud calendars mark the first day of spring: the vernal equinox. The onset of astronomical spring doesn’t quite coincide with St. Cloud’s real estate spri...

For St Cloud First Time Homebuyers An Inspiring Example
Last week’s short news item could serve as inspiration for future St. Cloud first-time homebuyers—especially for those who haven’t yet considered the possibility of owning...

Last Weeks Call To Action Buy The Home Of Your Dreams
The question posed in last week’s Realtor.com article was certainly scary enough: “Is It Last Call for Low Mortgage Rates?” If you have been putting off getting ready to b...

3 Strategies For Setting Your St Cloud Houses Asking Price
Selling your St. Cloud house for the best price sometimes involves a certain amount of luck, but it’s the kind of “luck” that’s a lot more likely when you’ve set out th...

Spot House Improvements Yield Disproportionate Rewards
    You don’t have to be planning to sell your home to enjoy the benefits from what you might call a few ‘strategic spot improvements.’ These are limite...

2 Factors Sometimes Shape St Cloud Mortgage Loan Outcomes
Whether you are about to embark on your first St. Cloud home search or your umpteenth, unless you’ve managed to save enough to make you a cash buyer, soon you’ll need to secu...

Take Future St Cloud Home Prices Into Account
When St. Cloud homeowners sit down to plot out their household’s long-range financial plan, the value they ascribe to their St. Cloud home usually deserves a leading role. As r...

St Cloud Listings Are Just The Tip Of The Iceberg
As soon as you begin to search in earnest for your next St. Cloud house, you are reminded once again how today’s St. Cloud MLS listings have become all but indispensable. Yes,...

By Comparison St Cloud Apartment Leases Are A Steal
St. Cloud residents have long heard that Los Angeles real estate prices can be stratospheric— particularly in the choicer neighborhoods like Bel Air and Malibu where apartment...

St Cloud Homes For Sale Aim To Thwart A Double Squeeze
There hasn’t been a call for “All Hands On Deck!”—but if we start seeing an influx of St. Cloud homes for sale ahead of this spring’s peak selling season, it’s not ha...

Some Real Estate Attractions Are Just Plain Weird
Especially when it’s been a particularly long or hard winter, real estate agents in the sunnier states count on getting an influx of inquiries. In California, that phenom...

When Becoming A Landlord 3 Pointers To Profitability
Anyone who has ever thought about becoming a landlord in St. Cloud has probably been attracted by its distinct advantages as an investment. Owning a property that appreciates in...

Common Sense Might Not Shape Future St Cloud Home Sales
Many St. Cloud homeowners will be planning to list their properties this spring because it’s when future home sales would be expected to peak. Historically, at least, spring i...

Driverless Cars And St Cloud Properties Looking Far Ahead
The headline in last week’s Bloomberg Technology was startling:“A Driverless Future Threatens the Laws of Real Estate.”In a week that opened with Wall Street’s heart-th...

Addressing Wall St Jitters With The St Cloud SDIRA Approach
For many typical St. Cloud breadwinners, last week’s stock market gyrations undoubtedly revived feelings that had been largely absent for quite a while: retirement jitters. Ne...

UnSecret Clue To Selling Your St Cloud House
If you’ve learned to skip past onscreen click-me’s with hyperlinks reading, “Top 10 Secrets” or “Best Kept Secrets of the Pros,” you can usually rest assured that y...

A More Peaceful Approach For Setting St Cloud Asking Prices
Punxsutawney Phil may have decided to head back underground for a while longer, but since a roaring economy almost has to bring about an increase in prices, most expect St. Clou...

4 Tricks The Pros Use For St Cloud Open Houses
Since bright, sunny days can’t be counted on for St. Cloud open houses scheduled in February, the most common recommendations at this time of year deal with light. Everyone po...

5 Reasons For Buying Your St Cloud Home Now
There’s no challenging that ancient fable about the boy who cried wolf—which boils down to a simple story about why false alarms turn into more than minor irritants when a r...

My St Cloud House Will Sell Itself Can Be A Problem
You might think that when your house is in terrific shape, that’s all you need to guarantee a quick, successful sale. Just because it is located in a desirable St. Cloud neigh...

Top 7 Things That Tie St Cloud Real Estate To The Super Bowl
Readers who check in here regularly know that every once in a while I’m moved to relate St. Cloud real estate matters to various hot issues that are claiming the popular imagi...

The CTW Timeline Encourages Buying Your St Cloud Home
If you find yourself in a quandary over whether to jump into buying a home now or waiting for a clearer signal that the time is right, there is one method you can use to inject ...

Selling Your Home In St Cloud Calls For Project Restraint
If you are planning on selling your St. Cloud home—perhaps as early as this spring—you’ve already begun to give thought to getting it in shape for photography and showings....

3 Simple Moves Build Power For Buying Your St Cloud House
Since buying a house in St. Cloud is rarely a spur-of-the-moment decision, the shrewdest way to use any lead time is to fortify your side of the coming transaction. After all, t...

St Cloud Real Estate And Bitcoin Fever
“Bitcoin Fever Hits US Real Estate Market” screamed last week’s headline—but like most of the other news stories about bitcoin, the details were less than convincing. Cer...

Electronic Gadgets Have St Cloud Real Estate Applications
In St. Cloud real estate, it’s the steak—not the sizzle—that draws serious offers.Even so, every year about this time it can be useful (and great fun!) to watch what comes...

Unlikely Edge For Selling Your St Cloud House
If a National Association of Realtors® expert is to be taken literally, there is one unlikely factor that could lessen the stress level associated with selling your St. Cloud ...

Imagining The Unimaginable Rebound In Home Equity
We’ve all witnessed the remarkable rebound in real estate values—and last week, the scale of that recovery was the subject of a CNBC commentary. “A growing number of homeow...

Pointing Toward The Best St Cloud Retirement Properties
Whenever you set about planning for a move to a new home, particularly if you are an experienced homeowner, you usually don’t need to create a whole new priority list of facto...

St Cloud Home Buyers And Their Earnest Money Safety Net
When a young St. Cloud home buyer first hears the term “earnest money deposit,” the words alone pretty much explain the general concept. But I make sure to clarify the detai...

St Cloud Stands By As Arctic Bomb Cyclone Nails The Nation
They called it a “bomb cyclone”—a name hardly intended to bring peace of mind to those experiencing the worst of it. In essence, it was a remarkable surge of bitter arctic...

For 2018 Robotic St Cloud Real Estate Appraisals Gain Traction
Some predictions for New Year 2018 may be controversial, but one trend is beyond question: almost every sector of everyday life in St. Cloud will continue to be transformed—ei...

Nudging Renters Into Becoming 1stTime St Cloud Homebuyers
Last week’s “Moneywatch” article on CBSNews.com was a surefire attention grabber. It promised to reveal a single “must do” tip for first-time homebuyers. The main poin...

For St Cloud Real Estate Optimism Peaking In 2018
It’s irresistible: peering into the new year, trying to guess what the St. Cloud real estate landscape will look like in the coming 365 days. At the close of an outstanding 20...

A Magic Trick To Help Sell Your House In St Cloud
To sell your St. Cloud house for the best price in the shortest amount of time is a goal that can be advanced by a particular kind of homeowner flexibility. It’s a trait somewh...

Brightening Prospects For Buying A Home In St Cloud
Because buying a home has long been a hallmark of success in America, whenever that possibility seems to weaken for the average Joe (or Josette), it comes as sobering news. Back...

The State Of Mind Called Christmas
This holiday season finds St. Cloud’s streets and stores humming with as much activity as has been seen for some time—which brings us to a particularly upbeat year’s end. W...

St Cloud Home Appraisals In A Rising Market
The week’s news about the continuing moderate rise in home values will certainly bring a smile to St. Cloud homeowners. But, as seems to be true for just about everything, the...

Value Rise Has St Cloud Real Estate Implications
Last week’s real estate news didn’t rate front page headlines, but I spotted three items of interest—two of which have implications for St. Cloud real estate values. Both f...

Winter And Seasonal Notes For St Cloud Households
Over the weekend, at the same time California’s Santa Ana winds were dealing chaos in the west, the premature arrival of winter weather was pounding the other side of the coun...

Sensible Improvements For St Cloud Homes For Sale
For local homeowners whose St. Cloud homes will be up for sale in 2018, there’s bound to be some consternation regarding how much time, effort, and budget need be directed to ...

St Cloud Listing Stalking Addicts Can Be Forgiven
It was right there in the entirely respectable Architectural Digest’s site: an article championing late-night stalking. Happily, it wasn’t the kind of stalking that winds up...

Best Of The 5 Seasons For Buying A House In St Cloud
If you are a well-organized prospective St. Cloud house buyer, you have been weighing many factors as you prepare to start serious house hunting. One of the factors to consider ...

Four Tips For St Cloud Homeowners Bracing For Winter
Officially, it may not be winter in St. Cloud yet, but the end of November is more than a signal to turn to the last page in 2017’s calendar. It’s definitely time for St. Cl...

Approximating St Cloud Mortgage Refi Requirements
If you use a credit card or St. Cloud bank checking account’s online system, you may have noticed the appearance of a free service: FICO score tracking. You find it as a click...

A Single Piece Of Advice From Buyers And Sellers Agent
The dual nature of St. Cloud real estate agents is unlike most other professions. A medical doctor who is a family physician in the morning doesn’t switch hats and become a su...

Home For Sale In Sartell
This beautiful home in Celebration features a huge 0.35 Acre lot that is fenced for dogs or kids! It offers a sun room (with storage below), a gourmet kitchen with dual ovens, gas ...

Real Estate Bubble Question Overlooks Half The Equation
“Are we in a real estate bubble?” can still be a nagging thought for prospective Jamestown home buyers. It turns out that it might not be the most relevant question. When you...

St Cloud Thanksgiving Turkeys Surprising Ancestors
If ever your St. Cloud Thanksgiving preparations cause you to go online seeking some Thanksgiving-related recipe, it will be hard to resist one of the sites that will probably p...

Four Reasons St Cloud Rental Housing Will Keep Rising
Whether you are investigating St. Cloud rental housing activity because you’re looking for an investment or just a place to rent yourself, it’s important to become informed ...

A Single Underlying Factor When Applying For A Mortgage
Every mortgage lender develops their own unique guidelines for evaluating the factors contained in a home loan application. These may change from time to time so that their port...

St Cloud Sellers Evaluate For Sale By Owner Websites
It’s illuminating to visit For Sale by Owner websites from time to time to see if there are any new insights to be gleaned. True, as a licensed St. Cloud Realtor®, I’m not...

St Cloud Real Estate Braces For A New Kind Of Reality
St. Cloud real estate has greatly benefitted from one offshoot of “virtual” technology. Just click on a listing’s “virtual tour” button and a progression of two-dimens...

Your St Cloud Homeowners Insurance Annual Checkup
It’s one of those St. Cloud documents most of us stash in a safe, out-of-the-way place—somewhere in the furthest recesses of a linen closet or at the back of a bureau drawer...

Buying Your St Cloud House As Slowly As Possible
The goal of owning your St. Cloud home free and clear is usually thought of as the sunniest eventual outcome of the process that begins with buying your St. Cloud house. The vis...

World Series Is Over Your Home Selling Negotiations Arent
When it comes to appraising and developing appropriate responses to offers on your St. Cloud home, I’m there to offer counsel and guidance. Even so, you are the ultimate decis...

After Halloween Buying A Home In St Cloud Isnt So Scary
While we’re still in Halloween Scary Things mode, we might as well address the fear factor when it comes to buying St. Cloud homes. First-time St. Cloud home buyers aren’t t...

Timing Your St Cloud Home Sale Can Be Controversial
Hardly anyone decides to put their own St. Cloud house up for sale without wondering whether there wouldn’t be a better time to do so. There are a couple of different ways to ...

Keeping St Clouds Halloween Fun And Safe
Halloween in St. Cloud is the one day in every year when the regular order of things gets a thorough shaking up. For one thing, it’s the single day  of the year when we e...

For St Cloud Real Estate Halloween Marks A Turning Point
Fa la la la la, la la la la: it’s carol time again! Not quite? You can’t almost hear those sleigh bells ringing? Well, brace yourself. Halloween is next Tuesday—and nowaday...

Its Prime Time For St Cloud Landscaping Ingenuity
St. Cloud gardening enthusiasts already know this—but for those whose thumbs are anything but green, right now is a special time of year where landscaping is concerned. It’s...

Most Homeowners Now Predict Gains In Home Values
More than half of U.S. homeowners expect their home’s value to rise in the coming year. For St. Cloud real estate watchers who track public sentiment as a market indicator, the...

St Cloud Investment Property Owners View Top 6
When you first look into whether an investment property in St. Cloud would be a suitable addition to your own portfolio, the positives leap out. St. Cloud investment properties ...

True St Cloud Refi Warriors Land The Best Deals
Back when St. Cloud mortgage interest rates plummeted by 46% in less than four years, it precipitated a sort of refi tsunami. The volume of St. Cloud refinancings was nothing sh...

Amazoncom Invades St Cloud Real Estate
Amazon has invaded the realm of real estate—but you couldn’t say it’s happening in a big way. It’s happening in a tiny way.Last week the improbable news arrived that th...

9 Home Hacks To Ease Daily St Cloud Homeowner Hassles
You don’t have to be holding a showing or St. Cloud open house to appreciate time-saving maintenance and organizational tips. Nowadays, many of these are being called “home ...

St Cloud Real Estate Inspections Neednt Spark Jitters
As worrisome physical symptoms go, house inspection jitters should not be worrisome in the least. Neither St. Cloud home buyers or their counterparts (St. Cloud home sellers) ne...

Thank The NAR A Quiz For St Cloud First House Buyers
My organization—the National Association of Realtors®—offers a wide range of guidance for St. Cloud families who have decided it’s time to land their first house. With mo...

Game Theory And St Cloud Real Estate Negotiations
Game theory only sounds like it has something to do with how to win in some weekend sports outing or family board game. It’s a seriously studied logical field that mathematicia...

St Cloud PetFriendly Homes Might Have An Advantage
“Pet-Friendly” is a term that used to be confined to the St. Cloud Homes for Rent ads and a few open-minded hotel chains. Given the 84+ million American households which now ...

St Cloud House Design May Change Due To A Single Word
There’s news in the world of house design—for a change!Those who keep in touch with the house design innovations that St. Cloud buyers are currently favoring know one thing...

St Cloud Listing Photos Set The Stage For The Sale
 Some key preparations for the marketing of any St. Cloud home actually start well before the first showing or open house: they take place in the hours before the St. Cloud...

Business Real Estate Strategy For St Cloud Entrepreneurs
Most St. Cloud small businesspeople will recognize this post-startup scenario. It’s the moment when the whole idea of long-range planning first starts to make sense. Although ...

Deciding If A New Home In St Cloud Is The Best Value
Ask a typical St. Cloud consumer to name the two most important purchases people make, and you’ll almost always hear “new house” and “new car.” They’re often lumped ...

St Clouds Summer Officially Ends On Friday
Friday is the official last day of St. Cloud’s 2017 summer, but for most of us, the season has been feeling a lot more like fall ever since Labor Day. It isn’t the weather s...

St Cloud Mortgage Rates Register The Third Possibility
A couple of weeks back, the ultimate authority on St. Cloud mortgage rates hadn’t minced words. That was Freddie Mac, whose opinion about mortgage rates constitutes the final ...

Equifax Hack Victims Include St Cloud Homeowners
When news of the Equifax hack first broke, the credit ratings giant scrambled to minimize fallout from this massive personal information breach. After an initial embarrassing mi...

A TenantOccupied House Sale Can Be Smooth Sailing
Even investors whose St. Cloud rental homes have served long and well as income-producers can eventually decide it’s time to sell. Given today’s tight housing inventories, th...

The Economics 101 Reason To Sell Your St Cloud Home Now
“Give me one good reason why selling now is better than waiting until next spring,” is a perfectly legitimate request. It’s a challenge to the traditional peak of St. Clou...

4 Simple Home Buying Steps Good But A Bit Too Simple
What a simpler world it would be if St. Cloud home buying could be reduced to anything like a simple 4-Step process. Even better if those were four easy steps. Actually, without...

A Good News Item Buried In St Clouds Hurricane Coverage
Last weekend’s regular Minnesota news should have been promoting all the usual upbeat feature stories about the onset of football season, the start of a brand new school year, ...

St Cloud Real Estate Agents And Your Multiple Income Stream
Successful St. Cloud real estate agents almost universally share some common personality traits. Among them is one skill that’s not usually mentioned when it comes to real esta...

Missing Mondays Eclipse In St Cloud No Catastrophe
By the beginning of St. Cloud’s new week, Monday’s eclipse had been so thoroughly chronicled as having been “99 years in the making!” you could be forgiven for any anxiet...

Top 4 PostLabor Day House Hunting Changes
A while back, Forbes noted what they called “The Four Ways the Real Estate Market Changes” after Labor Day. The article recognized a truism that holds for most parts of Minn...

Aug 30 2017 24220 1
Unbelievable details and craftsmanship in this Queen Anne Victorian home full of antiques and decor from England and North America. All living facilities on the main floor with sec...

3547 Wildflower Road S Saint Cloud MN 56301
Exquisite walkout rambler located in Deer Creek East. Abundant upgrades and detail that will satisfy the most discriminate buyer! Just a few features of this home include a main fl...

426 9th Street S Waite Park MN 56387
Fabulous home with upgrades and space that has to be seen in person to appreciate! Full master suite with walk-in closet, dual sinks, shower and jetted tub. Large living room with ...

Password Advice Eases St Cloud Real Estate Site Visits
Last week came a piece of advice that’s directly applicable to St. Cloud real estate matters. To a greater or lesser degree, it also impinges on every one of your online accoun...

Selling Your St Cloud House Now 5 Good Reasons
When you have a firm timeline that governs when you’ll be selling your St. Cloud house, it’s one decision that’s made for you. Of course, it’s not always that easy. If a ...

Aug 15 2017 24220 1
St. Cloud mortgage rates have been so low for such a long time that it would be surprising if area buyers didn’t begin to take them for granted. It’s only human nature. Addre...

Perfection In Pricing Your St Cloud Home Elusive Goal
Figuring out the perfect pricing for any St. Cloud home for sale would be easier if there were a way to confirm past instances that hit that mark precisely. But that can’t be d...

Top 5 Qualities Of The Best St Cloud Real Estate Agent For You
If you are just about to commit to buying or selling a home in St. Cloud, the first important task before you comes with identifying the best Realtor® to assist your effort. Th...

Mystery Memo On Selling Your St Cloud Home For Profit
Every once in a while you can be checking through the accumulation of notes and other odds and ends when you find something that doesn’t look familiar. Possibly it’s somethin...

Top 3 Ways Homes In St Cloud Can Save On Insurance
For most area homeowners, the 110-decibel wail of nearby fire engines may not be a sought-after feature when selecting the ideal neighborhood. Nonetheless, according to The Wall ...

As St Cloud Mortgage Rates Hold Steady Diligence Pays
Mortgage rates in St. Cloud remained mostly steady this past month, at least partially due to the predictable July-August doldrum effect. When the summertime vacation schedules o...

For St Cloud Renters The 5Year Tesla Plan
My 5-year Tesla Plan is fanciful, but based on what could be the situation some St. Cloud renters can probably relate to. The imaginary 5-year Tesla Plan participant could be any ...

Homes For Sale In St Cloud What Triggers Buyers
What are the most common changes in circumstances that send buyers out looking for homes for sale? What are the events that trigger typical prospects to comb through the St. Clou...

House Showings That Take Advantage Of St Cloud Weather
When the St. Cloud weather turns sizzling, you might think that house showings might go better by holding off for milder weather. After all, as the mercury rises, energy levels t...

Renting Or Selling Your St Cloud Home Caterpillar Or Butterfly
 From our earliest days, everybody in St. Cloud is inundated with tale of transformations. It started with those grade school day trips to science places with exhibits showi...

Some St Cloud Luxury Homes Might Not Be Out Of Reach
The content the National Association of Realtors® publishes is usually staid and non-controversial. After all, what they put out there has to ring true for the real estate indus...

Biannual Testimony Hints At Future St Cloud Mortgage Rates
Last week there was another interest rate development—though it was a slightly whipsawed kind of development. Since mortgage interest rates are so important to the bottom line ...

St Cloud Real Estate Estimate System Makeover
There’s news on the real estate value estimating front (robotic version). For any kind of St. Cloud real estate activity—whether you are buying or selling; financing or refin...

Selling Your St Cloud House A Tool Called PST
If you see the letters “PST!” in connection with selling a house in St. Cloud, don’t think it’s someone whispering to get your attention (that would be spelled “psst!...

6 Vacation Safety Tips To Keep St Cloud Homes Unburgled
An overstuffed curbside mailbox, blazing porch light at noon, or a pile of newspapers out there by your front door all indicate a couple of things St. Cloud homeowners would do w...

St Cloud Mortgage Strategy Includes Student Loan Burden
 All of a sudden last month St. Cloud readers might have come across a number of new articles dealing with the same topic: the problem young first time home buyers are encou...

Selling Your St Cloud House By Defeating Two Scoundrels
Selling your St. Cloud house is a lot easier when you have an experienced professional relieving you of the lion’s share of the work. I spend full time dealing with the ins an...

St Cloud Independence Day Best On Tuesday Or Sunday
This year we’re fortunate indeed: the calendar has cooperated with the spirit of the occasion to give Independence Day its proper import. With St. Cloud’s Fourth of July fes...

A Matrix Underlies Tarzana Real Estate Negotiations
When the goals motivating the parties in a negotiation—including St. Cloud real estate negotiations—are understood by all concerned, the odds for success are greatly improved...

8 St Cloud House Value Boosters That Make The Most Sense
From time to time it can be fun to scour the latest “Top Ten” lists of cost-conscious ways to increase the value of St. Cloud house value.Some make more sense than others. Up...

For Some St Cloud Home Loan Applicants A Surprise Boost
For a few St. Cloud mortgage applicants, next week may see a one-time favorable change in how they are viewed by home loan lending institutions. It’s a technical change that co...

St Cloud Home Appraisals Best Left To Humans
 In the Terminator movies, a robot from the future (Arnold Schwarzenegger) hunts down the human heroine in order to change the future by altering the past. Although that’s...

Get Rich Slow Scheme St Cloud Rental Homes For Sale
The term “get rich quick scheme” has been held in low regard since before Charlie Ponzi’s pyramid came crashing to earth in the 1920s. Probably that word “scheme” is a ...

Despite Fed Move St Cloud Mortgage Picture Remains Rosy
Last week, following the Fed’s hike in the rates they charge banks, you might expect a matching rise in mortgage rates for St. Cloud home buyers and refi applicants. If the exp...

St Cloud Fathers Day Plays Catchup With Mothers Day
As has become traditional on the third Sunday in June, St. Cloud fathers can look forward to being honored and fussed over. For most families, Father’s Day in St. Cloud is cons...

Common Home Buying Myths
DEBUNKING MYTHS TO HOME BUYING Finally ready to make the transition into home ownership? That's awesome, and in this exciting time you can be turning to friends and family for...

Just Looking At St Cloud Homes For Sale
Not everyone who is looking at the homes for sale in St. Cloud needs to come up with a winner right away. If their own house has just been listed, they may reasonably estimate t...

Lighting The Way For Selling Your St Cloud Home
 You could say that selling a home—in St. Cloud or anywhere else in the nation—is in large part “a light show.” When you dissect marketing statistics that trace the ...

Owning Your St Cloud Home And Exploiting The Dream
You’d think that the whole notion of the American Dream is vague enough that it would be immune from challenge, and for the most part, that’s still true enough. Not so for it...

Top 6 Obscure Tips For Coping With St Clouds Weather
 Meteorologists say that St. Cloud’s meteorological summer arrived last week—although, to most of us, summer won’t begin for a couple of weeks. Nevertheless, it sent m...

Pricing Your St Cloud House Isnt Exactly Science
The science of pricing a house in St. Cloud isn’t really a science. The thing about science that makes it reliable is that its findings can be confirmed experimentally. If Gali...

Some Tax Reform Proposals Arent All Music To St Cloud Ears
During the overture to the film version of The Sound of Music, before the hills come alive with Julie Andrews, the camera first flies us high above the Alpine peaks. Ever since ...

Licking St Cloud Summer Heat The Whole House Fan Strategy
As summer approaches, St. Cloud homeowners may also recall the challenge of retaining a reasonably comfortable home environment during the inevitable spells of hot weather. Every...

St Cloud Home Selling Top 7 Avoidable Flubs
The reason “Top 7” lists draw such universal attention is their value as time-savers: you can skim down the bold-faced items to spot topics of interest, needing to read furth...

St Cloud Dream Homes The Newfound Avocado Dimension
I think you’ll agree that the relationship between avocados and dream homes has been elusive for a long time. In fact, any connection between the delicious green fruit (it’s ...

Selling Your St Cloud Home With A Quality Message
There is no denying that the words “FIRE SALE!” and “CHEAP!” and “PRICES SLASHED!” and “GOING OUT OF BUSINESS!” have long been used to spur sales. Bargain hunters...

St Cloud Real Estate And The Love Hate Love Pet Issue
Pets and St. Cloud real estate have a love/hate/love relationship—a strong one. For prospective St. Cloud buyers and renters who own pets, a home’s suitability can be a make-...

Rating St Cloud Houses For Sale With The SLAM List
It’s called SLAM: an abbreviated approach that helps St. Cloud house hunters to quickly sort through listed houses for sale. St. Cloud homes that compare well using the SLAM ca...

Free Credit Score Ads Grow Scarcer For St Cloud Consumers
If you’re a typical St. Cloud consumer, like most Minnesota residents, it wasn’t too long ago that you were being constantly bombarded by offers to let you in on a secret: yo...

If Sir Isaac Newton Had Studied St Cloud Home Equity
You might have had a science teacher who explained to the class why perpetual motion machines aren’t possible. He would have had some common sense to back up his point  (...

St Cloud Homeowners And Their Hefty Tax Advantages
As this season’s controversies swirl through Washington, one of them seems likely to wind up being at the top of the heap: federal income taxes. Whether or not they will be sim...

Really Thinking Outside The Box Shipping Container Homes
I don’t know about you, but when I used to hear the term “affordable housing” I’d think of value-priced St. Cloud condominium listings, some of the nicer area mobile home...

St Cloud Home Loans And Some Educated Guessers
Last week, local home loan observers were hardly surprised by the news that the Fed’s key borrowing rate—the one that’s most important where St. Cloud home loan interest r...

Housing Affordability Critical For St Cloud Real Estate
Every now and again Forbes magazine assembles what it calls its “top financial brain power” to comment on a topic of interest. Late last week, the topic was real estate—mor...

St Cloud Real Estate Investing In The Internet Age
Has technology made investing in St. Cloud real estate easier? Entrepreneur Magazine has supplied an answer to warm the heart of any St. Cloud Realtor® (like yours truly). They...

Selling Your St Cloud Home With Branding
Selling your St. Cloud home takes marketing, of course. Highlighting its features—the specific details that the St. Cloud MLS lists for every property—is only the beginning. ...

In St Cloud House Hunts Some Common Familial Pitfalls
You’re excited to be searching for a home in St. Cloud. Your parents are probably excited about your house hunt, too. They want the best for you—what parent wouldn’t want t...

St Cloud Home For Sale Or Not Important Checklist
It’s that time of year again when those of us who write about St. Cloud homes for sale and related matters have a hard choice to make: do I run the risk of boring everyone to ...

St Cloud Mortgage Interest Rates Another Surprise
It usually takes at least some digging to come up with relevant news for St. Cloud real estate watchers. Last week provided an exception. The boldest headlines, cable TV info cra...

St Cloud Homeowners Info 2017 Home Design Trends
St. Cloud real estate—like all real estate—is a supremely local activity. Area homeowners who like to keep an eye on Minnesota and national trends do so because some of them ...

5 Simple St Cloud Appraisal Readiness Tips
You’ve probably heard the wry old saying: “Nothing clears the mind like the prospect of being hanged at dawn.” For some homeowners, you could add an equally wry modern St. ...

St Cloud Real Estate And Tax Refund Season Observations
This Tuesday’s tax filing deadline doesn’t pass without standing as the annual reminder to all of St. Cloud’s taxpayers that time seems to pass ever more quickly—as do th...

Keywords Lead To St Cloud Spring Cleaning Tips
Ah, springtime! As the daylight hours grow longer and buds and blossoms dot St. Cloud’s trees and gardens, even when a rainy day is in the forecast, the feeling of new life in ...

St Cloud Showings Benefit When The Illusion Is Complete
Showings—whether here in St. Cloud or anywhere else—can succeed or fail as a result of quite minor details. Appreciating that fact isn’t hard to do when you relate showings...

Best Time To Sell A House In St Cloud Coming Right Up
St. Cloud readers who frequently check in here may recall the inquiry into whether there really is a single best time to buy a house—and if so, when that might be. The answer...

St Cloud Real Estate And An Aging In Place Challenge
While much attention is directed at the phalanx of youthful first-time homebuyers, the  Millennials and GenXers aren’t the only groups who are having a substantial influen...

St Cloud Homebuyers Benefit From Key Characteristics
The Rorschach (or inkblot) test is the one where a psychologist shows you a series of pictures that seem to be random black-and-white splatters. The shrink asks you what you thin...

Is This A Promising Time To Enter The St Cloud Listings
It’s April—a time of year when area homeowners who haven’t yet added their homes to the St. Cloud listings may have a legitimate question about whether it’s too late to b...

Can You Spot A Common Seller Mistake In This Photo
Did you know that nothing makes a house look more boring than EMPTY rooms with no furniture? Here’s why, plus other seller mistakes you should avoid.  1. Listing a...

Possible Pointer For St Cloud House Sales This Spring
 St. Cloud house sales do usually respond in the seasonal pattern that is familiar in most other areas. Spring and summer lead the way for weather-related, financial, school...

Saint Cloud Open House
Open House 11am - 12pmThis new construction rambler is absolutely stunning! It offers elegant finishes with granite, white painted woodwork and cabinets, a master suite with tile s...

St Cloud Rental Properties And The Magicians Trick
 Striving to become a prudent person is a laudable goal—one usually only achieved after impetuous youthful misadventures have taught the wisdom of prudence. Caution—part...

Pricing A Home In St Cloud From Both Sides Now
When it comes to the reality of pricing a home in St. Cloud, it’s natural that buyer’s and seller’s points of view reflect their different roles and objective. In a way, th...

Nine Terrible St Cloud Home Improvement Innovations
When it’s one of those weekend days when the St. Cloud weather has refused to cooperate with outdoor plans, one way to fill the idle time is to go online in search of home impr...

No Surprise For St Cloud House Hunters In Rate Hike News
St. Cloud house buyers and sellers were not surprised in the least at last week’s Federal Reserve decision to notch up the Fed Funds short-term rates. For once, anticipating the...

St Cloud Real Estate Market Taps Confidence Gains
The attachment we build to the places where we live is an easy-to-understand human emotion. Almost everyone who has ever moved away from a family home has experienced a sense of ...

St Cloud Home Prices Get A Nobel Prize Treatment
The timing for when to sell a St. Cloud home can be a decision that pretty much makes itself. Sometimes family demands call for a move to larger or smaller quarters; sometimes a ...

Mismatch Aids Empty Nesters St Cloud Housing Situation
Time Magazine ended last week with a commentary that could foreshadow how this year’s St. Cloud housing market might differ from years past. Author Bill Saporito identified a ...

St Cloud Daylight Savings St Pats Nearly Collide
This Sunday marked the annual “spring forward” sleep-robbing occasion: the switch to this year’s Daylight Savings Time. “Springing forward” may sound like a spirited, e...

5 Tips To Reduce St Cloud Relocation Stress
If you go looking for new ideas to make a relocation to or from St. Cloud easier, it’s amazing how often the words “stress” and “relocation” appear in the same paragra...

St Cloud Mortgage Rates Yoyoing As Usual
Keeping an eye on St. Cloud mortgage rates is a useful pastime for anyone who tracks local home sales because of the immediate effect they have on affordability. It can’t get mu...

Future St Cloud Homeowners Down Payment Misinformation
It turns out that the run of admirable national and St. Cloud home sales advances have been pulled off despite a couple of strong countercurrents. At least that’s the theme tha...

St Cloud Real Estate Investment More Liquid Than Youd Think
Buying a home as a place to live certainly has important financial implications, but they are only part of an equation that has major lifestyle implications. A given house may be...

St Cloud Listings Annoyingly Even Handed
Today’s St. Cloud listings represent a gigantic leap forward in terms of market efficiency. It’s hard to imagine a speedier and more convenient way for prospective home buyer...

Now Begins Official St Cloud DeckPonder Season
Checking the calendar, spring won’t officially kick off until March 20 when the celestial equinox happens. That same Monday will also officially signal the start of St. Cloud...

Staging Your Home For Todays Buyer
Tips to Appeal to Today's BuyerIt's important to modernize your home and take into consideration the following tips to better appeal to today’s buyers.1. Change your doorknobs an...

6 Ways To Zero In On The Lowest St Cloud Mortgage Rates
Without knowing it, many people develop something akin to a split personality when it comes to buying a home. In the beginning, as they pursue their ideal St. Cloud house, they a...

St Cloud Rental Homes To Pet Or Not To Pet
Last week’s 141st Westminster Dog Show TV ratings may not have gone through the woof—but for “Rumor,” the winning German Shepard, it was a wag-tastic finale. It brought t...

Presidents Days White House St Cloud House Comparison
This week, as usual, St. Cloud celebrates President’s Day on the 3rd Monday in February. Ideally, St. Cloud’s citizenry observes the holiday by recalling the indispensable co...

Weather Cant Stop The Postman Or St Cloud Showings
When even severely draught-ridden California neighborhoods are having trouble coming up for air, you know that 2017 is turning out to be one of those winters. Punxsutawney Phil ...

St Cloud Home Sale Can Benefit From A Kitchen Space Mirage
When I see a feature with a title like X Ways to Make Your Kitchen Feel Bigger, I’m someone who’s unlikely to pass it up. Making any St. Cloud kitchen feel bigger would be a...

St Cloud Real Estate And Optimism Make A Happy Couple
Owning your own St. Cloud home is, for most of us, a goal that’s been with us so long we don’t even question it. In addition to the economic advantages that come with St. Clo...

St Cloud Packing And Moving Dos And Donts
When you first contemplate packing and moving to or from St. Cloud, it’s advisable to take a deep breath first, then close your eyes and mentally recall the best, most positive...

Analyzing Value And St Cloud Real Estate Agents
 There are a couple of ways to look at the difference between the way you approach a typical St. Cloud area home sale and the way your real estate agent does. One is positiv...

St Cloud Mortgage Rates Behave Like Super Bowl Champs
Except for the few chip remnants that will dwell down there wedged between sofa cushions until spring cleaning time, the principal residue from most St. Cloud Super Bowl parties ...

St Cloud Pictures Virtual Tours Plus A Shaggy Dog Story
We all know what shaggy dog stories are. They’re the jokes that go on and on and then peter out without much of a punchline. I think I found a scientific study about real estat...

The Absolute Best Time For Buying A Home In St Cloud
To end the suspense, the answer to the title question about when is the optimal time to buy a home in St. Cloud has been officially answered. The answer is, more or less, “now....

Why Some St Cloud Pool Owners Choose Saltwater
Riddle: What do saltwater pools and saltwater aquariums have in common?Answer: Water.That’s about all. When some house hunters see “saltwater pool” in St. Cloud listings, t...

Lifestyle Shift Could Open St Cloud Investment Opportunities
When you recall how thoroughly public confidence was shaken during that last financial meltdown, you probably also remember how reluctant most people were to presume that St. Clo...

January And February Are Prime Months To Purchase A Home
NOW Is The Time To Buy!Here is a great article from Nerdwallet.comSpring and summer are historically the most popular times to buy a home. The weather is warm, inventory is high an...

Unexpected Answer For Timing Your St Cloud Listing
If this is going to be a year of upsets, the rules for when St. Cloud listings are best initiated might be primed to fly out the window. There’s no guarantee that 2017’s St. ...

5 Question Real Estate Quiz For St Cloud Homeowners
One reason why St. Cloud real estate commentators like to offer quizzes is to make readers feel good about how much they know. Being that St. Cloud homeowners probably do more than...

Crux Of The Matterfor St Cloud Homeowners Its Asking Price
For more than a year, it’s been the happy trend across the nation for the average DOM (days on market) for residential properties to have been declining. It’s a “speed of s...

Free St Cloud Real Estate Agent Commissions Theyre Logical
 Sooner or later, all children need to be warned about the fallacy of something for nothing. It’s an important lesson and a milestone. Very little ones are too young to be ...

Lively St Cloud House Hunting In The Dead Of Winter
  Showing a home in bad weather might seem to be a blueprint for disappointment, but sometimes that’s not what happens. Of course, prospective buyers do find that hou...

Is There Really A Best Time To Buy A House In St Cloud
 Many of us who call St. Cloud home find that the beginning of the new year serves as a useful benchmark. This is when it’s easiest to collect the bygone year’s househol...

St Cloud Sales Eventually Come Down To Evaluating An Offer
Once we have marketed your St. Cloud home successfully, there follows the delightful interlude during which the eager buyer awaits your response to his or her offer. It will be 1...

Overcoming Two Barriers To Buying A House In St Cloud
Buying a house should be getting easier.For most people who are looking into buying a house in St. Cloud for the first time, the two greatest obstacles appear to be financial, an...

How To Get The Lowest St Cloud Mortgage Rates
In Spanish-speaking countries, a bribe is known as mordida. In Italy, spintarella; in parts of Asia, baksheesh. Baksheesh can also mean a tip, which is perfectly legal and ethic...

New Years Resolutions That Include Real Estate ToDos
 For most St. Cloud celebrants, the holiday season hasn’t been a single non-stop flurry of activities (even though that’s what sticks in our memories). In fact, the holi...

US Predictions Foreshadow St Cloud Real Estate Outlook
It’s that time again: the annual look at whether there is a convincing consensus among real estate experts for what to expect in the coming year. St. Cloud homeowners and poten...

Now Is Prime Time For St Cloud Home Improvement Plans
When, as the holiday lyrics have it, “the weather outside is frightful,” that makes it a good time to start planning the coming year’s home improvement projects. If you wait...

One 5Minute Virtual Tour Exemplifies Listing Creativity
The days of boring slideshow type “virtual tours” are disappearing fast. Today’s St. Cloud listings can include actual virtual walk-through videos, breathtaking aerial drone ...

St Cloud Homeowners Check 2016 Tax Break Deadlines
 If you are like most St. Cloud homeowners, this is not the time of year you relish thinking about next year’s April 15 tap on the shoulder from Uncle Sam. Nonetheless, th...

St Cloud Holiday Feelings What Kids Cant Know Yet
The holiday season surely makes for a neat package: wrapping up the whole year in a sort of satisfying finale. Whether it’s your Christmas or Hanukkah, Kwanzaa or any other hol...

Eliminating Any Chance Of A St Cloud Housing Rental Scam
The idea of “fake news” and how to tell it from the real thing has gotten scads of attention lately, so St. Cloud web users are entitled to be more skeptical than usual of ne...

Encouraging News For St Cloud FirstTime Home Buyers
 Some breakthrough good news has come to light. It deals with first-time home buyers.Across the U.S., first-time home buyers have been staging a disappearing act for a worri...

Long Dormant St Cloud Mortgage Rates Now Poised
 Most of us favor a high degree of predictability when it comes to things like the interest rates on mortgages. In that realm, “poised” is a bad word. When anything is p...

Time Becomes The True Affluence For St Cloud Retirement
 You don’t have to be beyond your 40s to begin plotting a direction for your retirement years. Most younger St. Cloud residents know this full well but (truth be told) do ...

For St Cloud Houses For Sale An Improved Top 9 Listicle
 Real estate articles that are really just lists are now being called “listicles”—and there are certainly plenty of them around. The other day one appeared that just h...

St Cloud Real EstateWatchers Mark The End Of An Era
 If you listen to the Chairman of the Index Committee at Standard & Poors-Dow Jones, the nation’s housing market has reached an important milestone—one likely to be appr...

For St Cloud Sellers News Of A Real Estate Buying Binge
 When it comes to real estate reporting, there seem to be more icebergs out there than in Antarctica in mid-summer (which is mid-winter here—but never mind). St. Cloud are...

November St Cloud Mortgage Rates Surprise Experts
 Last week, when St. Cloud mortgage rates began to rise abruptly, you’d have to say that it was actually a double-barreled surprise. In addition to the sudden blip up on t...

Top 4 Reasons To Call St Cloud Real Estate Investments Smart
When you see any title here containing the words “St. Cloud Real Estate Investment,” you won’t be terribly surprised if the gist turns out to be what a good idea! When you...

How A St Cloud Propertys Owners Equity Doubled In 5 Years
How a St. Cloud Property’s Owner’s Equity Doubled in 5 YearsDoubling in St. Cloud Owner Equity—Just Par for the Course?U.S. Home Owner’s Equity Doubles: Here’s How and Wh...


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Premier Real Estate Services
550 25th Avenue North
St. Cloud, MN
320-259-4554


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