Why is a Pre-Approval so important in the St. Cloud, Sartell, Sauk Rapids markets? Here are seven that many real estate professionals agree with. 1. Getting pre-approved tells you the maximum the lender is likely to loan you, which helps you narrow down your home search to affordable properties. 2. You can get an idea of what your monthly payments would be. 3. You'll have more credibility with real estate agents and with sellers if your loan is pre-approved. Some agents won't take you seriously until you have the pre-approval. They don't want to waste their time, or yours. 4. Mortgage loan approval takes time. If you wait to apply until you're ready to make an offer, you could lose out on the home to someone who is pre-approved. 5. The lender often will lock in an interest rate, which protects you if rates rise while you are shopping for a home. 6. If your circumstances don't qualify you for a low interest rate, you'll know that going in. You might decide to look in a lower price range to make up the difference. 7. Pre-approval gives you at least some peace of mind, which you will appreciate during the often-stressful process of buying a home. If you need a recommendation on a lender please don't hesitate contacting me.
George Moore / Associate Broker /Sales Agent
Author:George Moore Phone: 320-420-1759 Dated: January 18th 2017 Views: 261 About George: George has been actively engaged with the housing industry since 1990. His comprehensive expertise i...
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